Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
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      • Aggregation service

        If you're self-employed, you can now add your other banks to the BBVA app.

      • BBVA My Business

        Manage your everyday business operations with ease on your cell phone.

      • BBVA Company aggregator

        All your business bank accounts in the same place with the aggregation service.

      Accounts for self-employed workers and companies

      New bank, zero fees on the usual services. Whether you are self-employed, a SME or a company, a new bank has many advantages.

      No fees for the first 12 months for new registrations of self-employed workers or companies with a turnover of more than 5 million euros.

      More information
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      MM/DD/YYYY

      Commercial Discount

      Get an advance on your commercial collections.

      We will give you an advance on an unexpired commercial credit.
      • Liquidity.
      • Finance.
      • Speed.
      • Convenience.
      Apply

      Benefits

      • If a businessperson needs an advance for an unexpired commercial credit their company has with third parties, we will give it to them. An advance that involves many advantages for businesses and companies.

        • Liquidity. To benefit from an advance on the amount of sales already made and formalized through commercial bills. 
        • Finance. The habitual product for working capital financing. 
        • Speed. Get the discount processed and approved in a very short time. 
        • Convenience. The majority of companies have notes they can discount -these may be bills of exchange, promissory notes or ordinary bills and invoices.
      Are you looking for another type of business loan?
      If this is not the product you were looking for, don't worry. We'll help you choose the one that best suits your needs with our financing adviser.
      Go to the adviser

      You might also be interested in

      • Factoring

        Receive in advance any debts that others owe you. At BBVA we manage your commercial loans.
        More information Apply
      • Click&Pay credit limit

        • Finance social insurance, payroll, taxes or vendors.
        • You only pay for the amount you draw down.
        • No early repayment penalty or activation fee.
        More information Apply
      • Reverse Factoring

        • We will arrange to pay your suppliers on the exact date. 
        • If you do not have liquidity, you can finance the repayment in installments. 
        • Your suppliers will be able to request payment in advance.
        More information Apply for this service
      See more financing

      Be a BBVA customer.

      • At BBVA, we want to help you grow your business by offering the financing you need.
      • We are working to make your life a little easier with our digital solutions.
      • Our approach is based on transparency, clarity and responsibility.

      Add your banks to the BBVA app

      • I have a company
      • I am a self-employed worker

      Discover the BBVA Company Aggregator

      Add and manage all your business bank accounts in one place.

      Manage all your accounts, make better decisions, and save time for your business.
      More information

      Your other banks

      Add your other banks to the BBVA app.

      View the status of your accounts, cards, recent transactions, pension plans, etc., with the BBVA app aggregation service.
      More information
      Apply
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      Banco Bilbao Vizcaya Argentaria S.A. 2022

      Creating Opportunities