How much money can I request?

You can request a minimum of €1,500 and as much as you need for your business investment. Your adviser will need to validate this request.

Do I need to be a customer to apply?

Yes, to apply for this loan, you must have been with BBVA at least 6 months if you are self-employed or 1 year if you have a company. You also need to have a BBVA account, which is where the money will be deposited and the payments will be charged. If you don't have it yet, you can open an account now.

Do I have to justify how I use the loan?

When applying for the loan, you have to specify how you are going to invest the money (machinery, electronics, vehicles, etc.). Once you apply, BBVA may request proof to verify the purpose. If you can't provide proof or if the purpose is not as shown on the application, the Bank may amend the loan conditions.

Could my loan be denied?

Yes, BBVA could deny your loan. Please note that all financing is subject to prior approval by BBVA.

What fees does the loan have?

This loan has a commitment fee that you can consult in the contract process. It also has an appraisal fee.

Business Loan

The loan that adapts to the size of your projects

The loan that offers the flexibility your business needs to finance its investments.

For the investments you wish to make at any given time.
Fixed or variable interest rate.
For self-employed workers, SMEs and companies.

For all your project needs

Acquire materials, handle supplier payments, invest in machinery, or digitalize your business with licenses and software.

With a team to guide you every step of the way

Count on your adviser to resolve any questions that may arise during the process.

With flexible conditions

You have the flexibility to adjust installment payments to monthly, quarterly, semi-annually, or annually according to your business income's seasonality.

For a project idea

If you have a project in mind and require some extra support to bring it to life.

We are committed to sustainability

If you want to make your business more sustainable, and you are thinking about investing in solar panels for your premises or switching your vehicles to electric ones.

You can always count on the team of advisers to provide you with guidance

Whatever your next step is, we'll be there to take it with you.

Contact our team for any inquiries you may have regarding the process, required documentation, or the terms of your Business Loan

Some questions that may come up

If you decide to repay some or all of your loan before the end of the period specified in the application, you will have to pay an early repayment fee.

BBVA Business Loan