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      • Aggregation service

        If you're self-employed, you can now add your other banks to the BBVA app.

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        Manage your everyday business operations with ease on your cell phone.

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        All your business bank accounts in the same place with the aggregation service.

      Bienvenida Account for self-employed workers and companies

      New bank, zero fees on the usual services. Whether you are self-employed, an SME or a company, a new bank has many advantages.
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      Business Loan

      The loan that adapts to the size of your projects

      The loan that offers the flexibility your business needs to finance its investments.
      • For the investments you wish to make at any given time.
      • Fixed or variable interest rate.
      • For self-employed workers, SMEs and companies.
      Apply

      Become a customer and get special conditions

      You will get all the advantages of the Business Loan, along with unique financing conditions. To get them, just sign up for a Bienvenida Account with no fees, online and in just a few minutes.

      Only for new self-employed customers and companies with a turnover below 5 million euros a year.

      Become a BBVA customer

      Everything you need

      For all your project needs

      Acquire materials, handle supplier payments, invest in machinery, or digitalize your business with licenses and software.

      With a team to guide you every step of the way

      Count on your adviser to resolve any questions that may arise during the process.

      With flexible conditions

      You have the flexibility to adjust installment payments to monthly, quarterly, semi-annually, or annually according to your business income's seasonality.

      For a project idea

      If you have a project in mind and require some extra support to bring it to life.

      We are committed to sustainability

       
      • If you want to make your business more sustainable, and you are thinking about investing in solar panels for your premises or switching your vehicles to electric ones.
      Apply

      You can always count on the team of advisers to provide you with guidance

      Whatever your next step is, we'll be there to take it with you. 
       
      Contact our team for any inquiries you may have regarding the process, required documentation, or the terms of your Business Loan

      Some questions that may come up

      If you decide to repay some or all of your loan before the end of the period specified in the application, you will have to pay an early repayment fee.

      You can request a minimum of €1,500 and as much as you need for your business investment. Your adviser will need to validate this request.

      Yes, to apply for this loan, you must have been with BBVA at least 6 months if you are self-employed or 1 year if you have a company. You also need to have a BBVA account, which is where the money will be deposited and the payments will be charged. If you don't have it yet, you can open an account now.

      When applying for the loan, you have to specify how you are going to invest the money (machinery, electronics, vehicles, etc.). Once you apply, BBVA may request proof to verify the purpose. If you can't provide proof or if the purpose is not as shown on the application, the Bank may amend the loan conditions.

      Yes, BBVA could deny your loan. Please note that all financing is subject to prior approval by BBVA.

      This loan has a commitment fee that you can consult in the contract process. It also has an appraisal fee.
      BBVA Business Loan
      Apply
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      1. Financing
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