What requirements do I need to meet?

For new policies, the minimum number of insured persons to be added is 5 people. The maximum age of the policyholder is 75.

How long is the product valid for?

This product has a minimum duration of 1 year, meaning the renewal will take place 12 months after the contract start date.

What is the payment method?

BBVA Salud Activa Digital SME Insurance is paid monthly, quarterly, half-yearly or yearly, as determined by the policyholder, by direct debit from the company's account. In addition, the first bill for each annual payment includes the cost of the Insurance Compensation Consortium (CCS). This cost is equal to 0.15% of the annual premiums.

What are the associated costs?

Request information on the cost of the insurance premium from your adviser or through the website.

Who is the intermediary?

BBVA MEDIACIÓN, OPERADOR DE BANCA-SEGUROS VINCULADO S.A., a Company listed in the Special Administrative Registry of the Directorate-General for Insurance and Pension Funds with code OV-0060. With liability insurance arranged and sufficient financial resources.

Who is the insurance company?

Product 50% underwritten by BBVASEGUROS, S.A. de Seguros y Reaseguros and SANITAS, S.A. de Seguros. Both companies registered in the Registry of the Directorate-General for Insurance and Pension Funds under number C-0502 and C-320, respectively.

Insurance product information document

By law, we have to provide you with a standard insurance product information document to help you understand the main features. Open document

Salud Activa Digital SME Insurance

Peace of mind for you and your business with the Sanitas medical team

With extensive digital coverage so medical specialists can see you without you having to travel.
With outpatient assistance.
Health insurance taken out jointly from Sanitas and BBVA Seguros.

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What does it cover?

Outpatient assistance
Get limited outpatient assistance coverage, including in-person consultations and diagnostic tests:

Primary medicine (general medicine, pediatrics and EMS) and medical specialties (dermatology, gynecology, psychology, etc.). Up to 3 in-person consultations per insured person per year.

Simple diagnostic tests: medical tests, X-rays, ultrasounds, etc. Up to 6 tests per insured person per year.

See coverage details
Digital assistance
Option to contact over 3,100 specialists from all medical specialties via video conference, with no annual limit on consultations.

Schedule video consultations in less than two hours in Dermatology, Gynecology and Traumatology.

Obtain, in some cases, a digital prescription for tests and medications.

3-way video consultation with specialists and a friend or family member.

24/7 emergency video consultations.

See medical advice programs

Home services

Home physiotherapy: At your service, wherever you are.

Medication deliveries from a pharmacy: no cost, regardless of where you are. No waiting or taking time off work.

Home laboratory tests: a health professional will go to your home to do your blood test.

See details of the home services

For whom is it intended?

For SMEs and companies that want to provide health insurance with a high degree of digitization to their employees, offering basic healthcare coverage, with a very robust digital component. This health insurance policy is purchased under a co-insurance system underwritten by Sanitas and BBVA Seguros.