Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Go to main content
Home of BBVA for Businesses
  • People
  • Self-employed professionals and businesses
  • Become a customer
  • Access Access Access
  • Menu Close
Products
Home
  • Accounts
  • Cash management
  • Financing
  • POS terminal
  • Collection management
  • Cards
  • Insurance
  • Endorsements
  • Trade finance
  • Renting
  • Public Sector
  • Agro
Branches and ATMs
BBVA Newsroom
  • Español
  • Català
  • English
  • Galego
  • Euskara
Individuals Self-employed people and companies
  • Home
  • Accounts
  • Cash management
  • Financing
  • POS terminal
  • Collection management
  • Cards
  • Insurance
  • Endorsements
  • Trade finance
  • Renting
  • Public Sector
  • Agro
Click enter
Suggestions

    Experiences

    • Aggregation service

      Aggregation service

      If you're self-employed, you can now add your other banks to the BBVA app.

    • BBVA My Business

      BBVA My Business

      Manage your everyday business operations with ease on your cell phone.

    • BBVA Company aggregator

      BBVA Company aggregator

      All your business bank accounts in the same place with the aggregation service.

    Bienvenida Account for self-employed workers and companies

    New bank, zero fees on the usual services. Whether you are self-employed, an SME or a company, a new bank has many advantages.

    Zero fees for the first 12 months, extendable indefinitely depending on your company's turnover.

    More information
    Branches and ATMs BBVA Newsroom
    Access Access Access
    • Español
    • Català
    • English
    • Galego
    • Euskara
    Become a customer
    Click enter
    Suggestions
      ADVERTISING
      MM/DD/YYYY

      Technology renting

      Access the most innovative technology.

      You can request it from our partner company Rent&Tech
      • You could exchange, increase, or modify your business equipment in a simple, flexible way.
      • See the different types of kit and choose what best suits your needs.
      Apply

      What does it offer?

      • Technological renting offers the following services:

        • Leasing of equipment selected. The lease period ranges between 12 and 60 months.
        • It eliminates any risk of technological obsolescence since you can renew and adapt the equipment to future changes.
        • The payment is a current expense, so it doesn't lock in or take up financial resources, which can be invested elsewhere. Financial management is simple.
        • Improves expense planning and control. A single fee covers the leasing of the asset and the associated services.
        • Improve working capital and ROA.
        • Save time, procedures and management costs associated with the purchase, contract and maintenance of equipment.
        • Payments are tax deductible.

      What services does Technology Renting include?

      • Technological renting includes:

        • Comprehensive insurance with replacement of equipment in the event of a claim.
        • Damage claims management.
        • It includes the option to upgrade the equipment during the term of the contract.
        • Option to remarket the old equipment if the payer violates the terms of the contract.

      What additional services does it include?

      • Online management of your IT equipment: online access to all the information corresponding to the rented equipment, and the cost distribution for each of them, contracts and invoices.

      Modalities

      Technological renting is a comprehensive solution that provides your company with both the use and enjoyment of its technological assets and a series of added extras according to the features of the technology.

      The technological advances in medical equipment, as well as increases in the VAT applicable to the purchase of this type of equipment (from 10% to 21% today), make renting at least as good as, if not better than, other financial products for acquiring this technology.

      The use of new technologies in the energy saving sector, such as LED or optical fiber, is generating significant savings in energy consumption (between 40% and 70%), while offering better performance than conventional equipment.

      Renting will make it possible for you to afford the investment by means of a monthly payment that, together with the energy saving that comes with the change, will let you save from day one without having to make an initial investment.

      One of the main difficulties facing the fitness sector is the need to make large investments in equipment for new projects or even for improvements to existing projects.

      Renting will let you afford the investment while helping you adapt to the changes and advances brought on by technology.

      Companies in the catering, retail and industrial sectors can opt for this type of service, which allows them to use and enjoy all types of machinery and equipment and makes it easy to upgrade them once the contract expires.

      Request technological renting

      Apply

      Are you looking for another type of business loan?

      If this is not the product you were looking for, don't worry. We'll help you choose the one that best suits your needs with our financing adviser.
      Go to the adviser

      You might also be interested in

      • Online Business Loan

        • Up to €50,000 for self-employed individuals and SMEs. 
        • Have it in your account in 24 hours. 
        • Fixed and personalized interest rate.
        More information
        Apply
      See more financing

      Be a BBVA customer.

      • At BBVA, we want to help you grow your business by offering the financing you need.
      • We are working to make your life a little easier with our digital solutions.
      • Our approach is based on transparency, clarity and responsibility.

      Add your banks to the BBVA app

      • I have a company

      • I am a self-employed worker

      Discover the BBVA Company Aggregator

      Add and manage all your business bank accounts in one place.
      Manage all your accounts, make better decisions, and save time for your business.
      More information

      Your other banks

      Add your other banks to the BBVA app.
      View the status of your accounts, cards, recent transactions, pension plans, etc., with the BBVA app aggregation service.
      More information
      Technology Renting
      Apply
      Offer valid during current month
      1. Financing
      2. Technology Renting
      Footer
      • More BBVA

        • Agro
        • Experts in companies
          Responsible business
        • Shareholders
        • BBVA Research
        • Jobs at BBVA
        • Network of BBVA agents
        • bbva.com
        • BBVA Pivot
      • The latest

        • ICO Ukraine Guarantee Facility
        • BBVA Company aggregator
          Financial aggregator for self-employed workers
          BBVA My Business
        • Online Business Loan
        • Negocios Account
        • Online Credit Account
        • Negocios Credit Card
        • Insurance for companies
      • Calculators and simulators

        • Loan Simulator
        • Car loan calculator
        • Mortgage calculator
        • IBAN calculator
          Salary calculator
          Gasoline cost calculator
          BBVA Valora
          BBVA Invest
          Environmental impact calculator for companies
      • Utilities

        Branches and ATMs

        Online Business Banking

        Finances at a glance

        Economic dictionary

        Apps

      BBVA logo
      Legal notice
      Cookies
      Personal data
      Statutory reports
      Payment services
      Fees
      Notice board
      Responsible business
      • Español
      • Català
      • English
      • Galego
      • Euskara

      Banco Bilbao Vizcaya Argentaria S.A. 2023

      Creating Opportunities