Go to main content
Main
  • People
  • Self-employed professionals and businesses
  • Access Access Access
    Access Access Access
  • Become a customer
  • Menu
    Close
Click enter
Suggestions
    Products
    Home
    • Accounts
      See all accounts
      Online Account for minors
      • Direct deposit paycheck
      • Switch to BBVA
    • Cards
      See all the cards
      Credit cards Debit cards Pre-paid cards
      • We help you choose your card
    • Mortgages
      See all mortgages
      Hipoteca Joven Bring your mortgage
      • Mortgage calculator
      • Mortgage switching calculator
      • Mortgage revision calculator
      • BBVA Valora
    • Loans
      See all loans
      Personal Online Loan
      • Loan Simulator
      • Car loan calculator
      • Loan calculator homeowners' associations
    • Insurance
      See all our insurance policies
      Health insurance Car insurance products Home insurance Life insurance products Travel insurance Motorcycle Insurance
      • Group your insurance policies together
    • Pension plans
      See all pension plans
      Pension Plans Basque Country
      • Pension plan finder
      • Pension plan simulator
      • Tax Relief Calculator
      • Personal income tax deductions
      • Transfer pension plan
    • Mutual funds
    • Deposits
    • Investment portfolios
    • Savings insurance
    • Stock exchange and markets
      Stock exchange and markets
      Investing and trading shares, ETFs and more
    • Cryptoassets
    • Energy space
      See all solutions
      Energy saving Vehicles Owner's associations
    • BBVA Autorenting
    • Private Banking
    Branches and ATMs

    Promotions and offers

    Try out BBVA without being a customer

    Discover the BBVA app

    Individuals Self-employed people and companies
    • Home
    • Accounts
      See all accounts
      Online Account for minors
      • Direct deposit paycheck
      • Switch to BBVA
    • Cards
      See all the cards
      Credit cards Debit cards Pre-paid cards
      • We help you choose your card
    • Mortgages
      See all mortgages
      Hipoteca Joven Bring your mortgage
      • Mortgage calculator
      • Mortgage switching calculator
      • Mortgage revision calculator
      • BBVA Valora
    • Loans
      See all loans
      Personal Online Loan
      • Loan Simulator
      • Car loan calculator
      • Loan calculator homeowners' associations
    • Insurance
      See all our insurance policies
      Health insurance Car insurance products Home insurance Life insurance products Travel insurance Motorcycle Insurance
      • Group your insurance policies together
    • Pension plans
      See all pension plans
      Pension Plans Basque Country
      • Pension plan finder
      • Pension plan simulator
      • Tax Relief Calculator
      • Personal income tax deductions
      • Transfer pension plan
    • Mutual funds
    • Deposits
    • Investment portfolios
    • Savings insurance
    • Stock exchange and markets
      Stock exchange and markets
      Investing and trading shares, ETFs and more
    • Cryptoassets
    • Energy space
      See all solutions
      Energy saving Vehicles Owner's associations
    • BBVA Autorenting
    • Private Banking
    Click enter
    Suggestions

      Experiences

      • Bank Moving Service

        Switch to BBVA and we'll handle all the paperwork for you.

      • Solar panel calculator

        Calculate your savings with solar panels in your home.

      • Sections: if I don't see it, I don't spend it

        Put away money from your main account and save easily.

      • Try out BBVA without being a customer

        Discover the features of the BBVA app without opening an account.

      • Bizum

        Send and receive money from your phone instantly. As easy as sending a message.

      • Mobile payment

        Leave your wallet at home and pay for everything with your cell phone.

      Want to try the BBVA app without being a customer?

      You can add all your banks, make an appointment to speak to an agent, calculate the value of a house and do other day-to-day business. Without being a customer and without commitment. Register in two steps and get to know us little by little.
      More information
      Branches and ATMs
      Promotions and offers
      Try out BBVA without being a customer
      Discover the BBVA app
      Become a customer
      ADVERTISING
      MM/DD/YYYY

      Ahora debit card

      The debit card for your daily purchases

      • ATM robbery insurance.
      • Card fraud insurance.
      • More than 4,500 BBVA ATMs.
      Apply
      Travel Pack

      Turn your card into a travel card

      Activate the Travel Pack on your card and save fees for purchases and cash withdrawals outside Spain. You have 3 plans to choose from. Enable it from the app.
      Discover it

      How does it work?


      • With the Ahora debit card, you can pay for purchases and make cash withdrawals at ATMs, and the amount will be charged to the funds in your account.
      Add the card to your smartphone from the BBVA app and pay directly with your phone.

      With the peace of mind you get from BBVA


      • The Ahora debit card gives you a series of additional benefits:
         
        • Activate and deactivate your cards.

        Can't find the card? Disable and re-enable your card in the BBVA app.

        • You set the limits.

        You can limit the use of the card outside Spain and in online stores for a certain period of time.

        • Shop without using your card.

        You can pay with your phone just by including your Ahora card in BBVA Mobile Pay, Google Pay, Samsung Wallet, or Apple Pay. 

      Apply for the Ahora debit card

      Apply

      You can also view our card fees

      Check to see if this card has an issue and maintenance fee for you.

      View fees

      Would you like more information?

      It has an annual debit card issuance and maintenance fee of €35*. 

      If you want, you can save on this fee depending on the type of account associated with the card and the products you have with BBVA. Check to see if this card has an issue and maintenance fee using this calculator

      A fee will be charged for cash withdrawals on debit at ATMs in the following cases:

      • ATMs of the BBVA GROUP in Spain: 0%.
      • ATMs of banks other than the BBVA Group in Spain: when withdrawing cash on debit in euros by card at an ATM belonging to a bank other than the BBVA Group in Spain, BBVA will charge the same amount as the fee that the bank which owns the ATM charges BBVA. This amount will be provided by the bank that owns the ATM before the cash withdrawal. 
      • ATMs located outside Spain: 4.5% (minimum €3).

      If you use it outside the eurozone, a fee of 3% will be applied to the equivalent amount in euros for any transactions that you carry out outside the eurozone, based on the exchange rates used by the payment systems on the settlement date.

      Before withdrawing cash, the corresponding fees will always be displayed on the ATM screen.

      Yes, to request an Ahora debit card, you must be a BBVA customer and link the card payments to a BBVA account that you hold.

      It is the personal identification code for your card. Please note that:

      • It is a secret and personal code that should not be disclosed to other people.
      • It is advisable not to carry your PIN written down or together with the cards.
      • You should avoid using your birthday, year of birth, or any other personal data as your PIN.

      Yes. This means you can make payments in stores that accept this payment method. Simply place your card over the POS terminal to pay. It's fast, convenient and safe.

      By law, we have to provide you with a standard document with the pre-contractual information on payment services to help you better understand its main features and so you can compare with other cards and make an informed decision.

      Open document.

      See the European regulation, PSD2, on electronic payment services here. 

      BBVA Online Banking

      Can you imagine having everything you need from your bank on your cellphone? With the BBVA app you have that.
      Find out about all of BBVA's procedures and tools that are available on your cell phone to make your day-to-day life easier.
      More information

      Your bank on your smartphone with the BBVA app

      Download the app
      Download the app
      Download the app

      Ahora debit card
      Apply
      Offer valid during current month
      1. Cards
      2. Ahora Card
      Footer
      • More BBVA

        • Shareholders
        • BBVA Research
        • Jobs at BBVA
        • Network of BBVA agents
        • bbva.com
        • Responsible business
        • BBVA Asset Management
      • The latest

        • BBVA for minors
        • BBVA for young people
        • BBVA for Seniors
        • BBVA for groups
        • Security
        • Podcast
        • Financial Health
      • Calculators and simulators

        • Most popular calculators
        • Elección Account Calculator
        • IBAN calculator
        • Salary calculator
        • Currency exchange
        • Payment of debit entries
      • Utilities

        If you have found a vulnerability in BBVA that you would like to report, please click on this form

        Inheritance Processing

        Blog - Finances at a glance

        Economic dictionary

        Accessibility

        Mortgage debtors without resources - CBP

      BBVA logo
      Legal notice
      Cookies
      Personal data
      Statutory reports
      Payment services
      Fees
      Notice board
      Customer care service
      • Español
      • Català
      • English
      • Galego
      • Euskara

      Banco Bilbao Vizcaya Argentaria S.A. 2025