Are there any fees for ATM cash withdrawals?

A fee will be charged for cash withdrawals on debit at ATMs in the following cases: ATMs of the BBVA GROUP in Spain : 0%. ATMs of banks other than the BBVA Group in Spain: when withdrawing cash on debit in euros by card at an ATM belonging to a bank other than the BBVA Group in Spain, BBVA will charge the same amount as the fee that the bank which owns the ATM charges BBVA. This amount will be provided by the bank that owns the ATM before the cash withdrawal. ATMs located outside Spain : 4.5% (minimum €3).

What if I use the card outside the Eurozone?

For purchases in currencies other than the euro, no commission will be charged on the first €300 per month. A commission of 3% will be charged on the equivalent amount in euros, based on the exchange rate obtained by the Payment Systems on the date of settlement, for purchases in currencies other than the euro exceeding €300 per month and for all cash withdrawals abroad. If you prefer to forget about limits, you can activate one of the available Travel Pack plans. From just €2.99/month you can increase your limit and make cash withdrawals without fees. You can turn it on and off whenever you want.

Do I have to be a BBVA client?

Yes, to request an Ahora debit card , you must be a BBVA customer and link the card payments to a BBVA account that you hold.

It is the personal identification code for your card. Please note that: It is a secret and personal code that should not be disclosed to other people. It is advisable not to carry your PIN written down or together with the cards. You should avoid using your birthday, year of birth, or any other personal data as your PIN.

Does the card include contactless?

Yes. This means you can make payments in stores that accept this payment method. Simply place your card over the POS terminal to pay. It's fast, convenient and safe.

Pre-contractual information document for payment services

By law, we have to provide you with a standard document with the pre-contractual information on payment services to help you better understand its main features and so you can compare with other cards and make an informed decision. Open document .

See the European regulation, PSD2, on electronic payment services here.

Ahora debit card

The debit card for your daily purchases

ATM robbery insurance.
Card fraud insurance.
More than 4,500 BBVA ATMs.

Apply

BBVA cards accompany you on your travels

With BBVA cards, you can make purchases abroad in currencies other than the euro without fees, up to a maximum of €300 per month with the Essential Travel Pack included with your card. You can also activate one of the Travel Pack plans starting at €2.99 per month to avoid all fees.

Find out more

How does it work?

With the Ahora debit card, you can pay for purchases and make cash withdrawals at ATMs, and the amount will be charged to the funds in your account.

You can also use it with your cell phone

Pay in stores or withdraw cash at ATMs using only your mobile phone or smartwatch. Add your card to BBVA Pay, Apple Pay, Google Pay or Samsung Pay.

With the peace of mind you get from BBVA

The Ahora debit card gives you a series of additional benefits:

Activate and deactivate your cards.

Can't find the card? Disable and re-enable your card in the BBVA app.

You set the limits.

You can limit the use of the card outside Spain and in online stores for a certain period of time.

Shop without using your card.

You can pay with your phone just by including your Ahora card in BBVA Mobile Pay, Google Pay, Samsung Wallet, or Apple Pay.

Apply for the Ahora debit card

Apply

You can also view our card fees

Check to see if this card has an issue and maintenance fee for you.

View fees

Would you like more information?

It has an annual debit card issuance and maintenance fee of €35*.

If you want, you can save on this fee depending on the type of account associated with the card and the products you have with BBVA. Check to see if this card has an issue and maintenance fee using this calculator

BBVA Online Banking

Can you imagine having everything you need from your bank on your cellphone? With the BBVA app you have that.

Find out about all of BBVA's procedures and tools that are available on your cell phone to make your day-to-day life easier.

More information

Your bank on your smartphone with the BBVA app

Ahora debit card

Apply

Want to try the BBVA app without being a customer?

Ahora debit card

The debit card for your daily purchases

BBVA cards accompany you on your travels

How does it work?

You can also use it with your cell phone

With the peace of mind you get from BBVA

Apply for the Ahora debit card

You can also view our card fees

Would you like more information?

Does the Ahora debit card have commissions?

Are there any fees for ATM cash withdrawals?

What if I use the card outside the Eurozone?

Do I have to be a BBVA client?

What is the PIN?

Does the card include contactless?

Pre-contractual information document for payment services

PSD2 Directive

BBVA Online Banking

Your bank on your smartphone with the BBVA app