1. Log into your Private Area on bbva.es.
2. Enter your password.
3. Choose the account from which you want to transfer the money.
4. Click on the "I want to" button and choose "Make a transfer/internal transfer".
5. Select the type of transfer you want to make and click “Start”.
- Normal transfer/internal transfer
- Instant transfer
6. Enter the IBAN and details of the payee.
7. Enter the amount and the item.
8. You can send the payee a notification by email or SMS.
9. Enter the SMS code sent to your cell phone and click “Confirm”.