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      Experiences

      • Aggregation service

        If you're self-employed, you can now add your other banks to the BBVA app.

      • BBVA My Business

        Manage your everyday business operations with ease on your cell phone.

      • BBVA Company aggregator

        All your business bank accounts in the same place with the aggregation service.

      Bienvenida Account for self-employed workers and companies

      New bank, zero fees on the usual services. Whether you are self-employed, an SME or a company, a new bank has many advantages.
      More information
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      Become a customer
      ADVERTISING
      MM/DD/YYYY

      Bizum as a payment solution for companies and self-employed workers

      Bizum for Companies and Self-employed Workers collects payments with the speed and security that your customers demand

      • Bizum for Companies and Self-Employed Workers lets your customers pay anywhere with their phone.
      • No need for additional integration or developments.
      • Secure and reliable thanks to the validation systems of the leading Spanish banks.

      UntilThrough 12/31/2025

      And if you're not a customer yet, get Bizum Profesional when you sign up for a free POS terminal for 12 months

      Become a customer now, get a Virtual POS Terminal + Plan 10 and start using Bizum Profesional for your business.
      • Open your Bienvenida Account with no fees or conditions.
      • Choose the Virtual POS terminal with the Plan 10 in the BBVA app.
      • Pay nothing for the first 12 months.
      • And once this time has passed, you will pay the fixed rate of €10 per month.

      See terms and conditions

      Only for new self-employed customers and companies with a turnover below 5 million euros a year.

      Apply

      Payment options according to your sales channel

      • Without debit or credit cards

        Offer an alternative and reliable payment method for customers who prefer not to use cards or cash.
      • You have the money in your account instantly

        You can choose a credit for each transaction or group them by transfer.
      • Track sales in real time

        With the My Business app, you can track your sales and returns in real time.
      • You have an online store

      • Do you have a physical shop or do you charge on the move?

      • Sell on social media or remotely?

      You have an online store to sell your products

      Bizum Online Purchases for companies and professionals or freelancers

      To be able to charge with Bizum for Companies in your online store, you first have to sign up for a Virtual POS terminal, then you can make your payments easily and securely, without having to do anything else on your part.
      More information

      How to collect payments with Bizum

      On the payment screen of your online store, your customer can choose to pay with Bizum. To pay, they only have to enter their phone number and authorize the payment in their bank's app.
      Apply
      More information

      Do you have a physical shop or do you charge on the move?

      Bizum In-person Purchasing for Businesses and Professionals or Self-Employed

      To be able to charge with Bizum at the counter of your establishment you will first have to hire an Android POS terminal, then you will be able to make your payments easily and securely, without having to do anything else on your part. Or if you charge on the move, a mobile payment POS terminal (with Android 11.0 operating system or higher) to charge from your own mobile device.

      How to collect payments with Bizum:

      1. On the payment screen you enter your customer's mobile phone number, where you wish to receive the Bizum payment request for authorization.
      2. Your customer receives the Bizum payment request via a push notification on their mobile phone and only needs to confirm the transaction in their bank's online banking.

      You can check the payment confirmation instantly.

      Apply

      Sell on social media or remotely?

      Paygold payment solution with Bizum for Companies and Professionals or Freelancers

      You can sell on social media or other remote channels and collect your sales with Bizum, sending payment links to your customers by email or instant messaging in a very simple way, without the need to have a website.

      To send payment links to your customers, you need to sing up for a Virtual POS terminal with Paygold.

      More information

      How to collect payments with Bizum

      1. Enter My Business from your app or from the BBVA website and select the payment collection link option to send the payment request to your customer by SMS or email.
      2. Your customer will receive an SMS or email with the link to the payment page where they can select and make the payment with Bizum.
      3. After that, you will receive the payment instantly in your account.
      Apply
      More information
      bizum payment

      Find out how Aitana grew her business with BBVA POS terminals and Bizum

      Entrepreneur, creative and designer. of shirts. She started by sharing her designs on social media, and today she has an online store, serves her customers from her shop, and also sells her products at major fairs and events. All thanks to the versatility of our POS terminals.
      See her story

      Some questions you may have about Bizum for Companies

      Yes, the person paying must always authorise the payment using their online banking.

      No, with Bizum for Businesses and Professionals you have no limit. You can receive as many payments as you want.

      The payer's bank determines the maximum amounts for e-commerce payments. For BBVA customers they are: €3,000 per transaction per day and €5,000 per month.

       

      Bizum is a payment system for Spanish banking institutions, so the payer needs to have an account at one of these banks.

      New registrations for Android POS and Virtual POS terminals already have Bizum enabled. For previous registrations, you can ask for it to be enabled at your BBVA branch. The Bizum service is included in the fixed-rate option (POS voucher), and in the variable-rate option, only a small fee per transaction is applied.

       

      Offer valid during current month
      1. POS terminal
      2. Bizum for companies and self-employed workers instant payment collections
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