Negocios Credit Card

For the first year, there is no issue and maintenance fee for the Negocios credit card. Starting in the second year, this fee is €48. The fee will be waived if your annual charges exceed €1,500.

In any case, you can save this fee depending on the type of account associated with the card and the number of products you have with BBVA:

• Select the BBVA account you want to link to your credit or debit card.
• Find out the requirements you need to meet to avoid paying a credit or debit card issuance and maintenance fee.

See the conditions of your account to enjoy these advantages

A fee will be charged for cash withdrawals on credit using the card at ATMs in the following cases:

• ATMs of the BBVA GROUP in Spain: 3.50% (minimum €3).
  
• ATMs of banks other than the BBVA Group in Spain: Fee by the ATM owner + 3.50% (minimum €3).
• ATMs located outside Spain: 5% (minimum €3).

You will be charged a debit card ATM cash withdrawal fee in the following cases:

• ATMs of the BBVA GROUP in Spain: 0%.
  
• ATMs of banks other than the BBVA Group in Spain: Fee by the ATM owner.
• ATMs located outside Spain: 4.5% (minimum €3).

This card has additional fees if used in the following cases:

• Consult at non-BBVA ATMs: €0.60.
  
• Use of the card outside the Eurozone : 3%.
• Compensation on past-due balances: €30.