This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

BBVA Negocios Account

An account for managing your professional activity

For BBVA customers who are self-employed or have an SME. 
  • No fees for the account, standard transfers or checks.
  • €0 annual debit or credit card fee.
  • No conditions for the first 3 months.
Whether you already have a consolidated business or you have just started out as a freelancer, the BBVA Negocios Account will facilitate your everyday business operations, giving you time to focus on the important things.

No fee for ordinary transfers and paychecks paid in Euros, Swedish Krona or Romanian Leu (RON) within the European Economic Area (members of the European Union in addition to Iceland, Liechtenstein, and Norway) ordered from bbva.es, the BBVA App, BBVA Net Cash and BBVA ATMs. Not including transfers on magnetic media, FMOs (Fund Movement Orders), same-day-value transfers and immediate transfers. Any transfer methods that are not included will be subject to the additional transfer fees and amounts stipulated in the Annex of Fees.

BBVA Negocios Account Open account