This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.
BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.
With the Negocios Account, you will be able to use the following services without fees:
The maintenance fee of the BBVA Negocios Account is €10/month, except for the first 3 calendar months after opening of the account, when the fee will be €0. However, if you meet at least two of the following requirements, this fee will not be applied.
Access over 6,000 BBVA ATMs throughout Spain.
Open your BBVA Negocios Account and request your debit card in a matter of minutes on the BBVA website or BBVA app.
One Negocios Debit Card can be requested per account holder. Use your Negocios Credit Card at over 3,000 BBVA branches for all your business needs. The granting of this credit card is subject to approval by BBVA.
We do a monthly review of the three previous months, in which we can detect if any condition is not met. Fees are settled on the 15th of each month or the next business day.
For the first 3 calendar months after opening the BBVA Negocios Account, there is a monthly account fee of €0. After these three months, if the monthly review detects that the requirements have not been met, an account maintenance fee of €10 will be charged.
The BBVA Negocios Account includes the following fees:
It is important for you to know and understand the documents required to open this account. You can view them here:
IP Negocios Account. Pre-contractual information document detailing the terms and conditions between BBVA and the account holder.
Add your other banks to the BBVA app.
With the BBVA Negocios Account, you can use the following fee-free services:
The BBVA Negocios Account has a monthly maintenance fee of €10, except for the first 3 calendar months after the account is opened, during which time no fee is charged (€0). However, you are exempt from paying this fee if you fulfill at least two of the following requirements.
Access over 6,000 BBVA ATMs throughout Spain.
You can open a BBVA Negocios Account at any of the more than 3,000 BBVA branches nationwide. You are sure to find one near to where you are now.
See offices map.
The opening of a Negocios Account is subject to approval by BBVA.
We do a monthly review of the three previous months, in which we can detect if any condition is not met. Fees are settled on the 15th of each month or the next business day.
There is no account fee (€0) for the first 3 calendar months after opening the BBVA Negocios Account. After these three months, if the monthly review detects that the requirements have not been met, an account maintenance fee of €10 will be charged.
The Negocios Account carries the following fees:
It is important for you to know and understand the documents required to open this account. You can view them here:
IP Negocios Account. Pre-contractual information document detailing the terms and conditions between BBVA and the account holder.
Add and manage all your business bank accounts in one place.
No fee for ordinary transfers and paychecks paid in Euros, Swedish Krona or Romanian Leu (RON) within the European Economic Area (members of the European Union in addition to Iceland, Liechtenstein, and Norway) ordered from bbva.es, the BBVA App, BBVA Net Cash and BBVA ATMs. Not including transfers on magnetic media, FMOs (Fund Movement Orders), same-day-value transfers and immediate transfers. Any transfer methods that are not included will be subject to the additional transfer fees and amounts stipulated in the Annex of Fees.
Companies with a turnover of less than €5 million: 91 298 35 96
Companies with a turnover of over €5 million: 91 296 70 70
BBVA Net Cash: +34 91 224 98 02
