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BBVA Allianz Business Multi-insurance

Comprehensive protection for your business

  • Covers physical damage to and loss of your business's contents and premises.
  • Flexible, tailored solutions adapted to your business's needs, with third-party liability coverage.

We cover physical damage or loss

  • Building

    The buildings or improvements made for the insured business activity, as well as permanent fixtures and installations (water, gas, electricity, heating, etc.).

  • Property

    Machinery, furniture, fixtures, tools, and equipment, both industrial and office-related, located on the business premises.

  • Merchandise

    Raw materials, work in progress, finished products, spare parts, accessories, and auxiliary materials located on the business premises.

  • Other property

    We protect other people's property, equipment, or belongings (such as those of customers or suppliers) while they are in your business's custody.

Designed for medium-sized and large businesses

BBVA's business comprehensive insurance adapts to the needs of your business, whether you're in manufacturing, retail, services, or run a workshop.

 

What coverage options are available with Business Multi-insurance Policy?

  • Your business and premises

    • Fire, explosion and lightning.
    • Water damage.
    • Weather-related events.
    • Glass breakage.
    • Electrical phenomena.
    • Electrical damage.
    • Assistance and emergencies.
    • Cosmetic damage repairs.

    Your equipment and merchandise

    • Comprehensive material damage.
    • Machinery breakage.
    • Breakdown of electronic equipment.
    • Refrigerated goods.
    • Robbery.
    • Spillage of merchandise.
    • Spillage of molten material.
    • Fire involving a stationary vehicle.

    Your business activities and liability

    • Loss of profits (gross margin, ongoing expenses or daily indemnity).
    • Public liability for operation, employer, real estate, rental, vicarious, cross, joining and blending, product and work.
    • Livestock.
    • Extraordinary and supplementary risks.

You can download the insurance documents

Still have questions?

  • This insurance is annual and renewable. The policy will be renewed automatically every year on the same effective date.
  • The premium is payable annually by direct debit. You can ask your BBVA adviser about payment plan options.
  • Coverage applies within the business premises. For third-party liability coverage only, incidents occurring and reported (claims made) within the EU and Andorra are covered.

Business Multi-insurance Policy

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