Temporary disability due to accident or illness: Payment of daily allowance due to accident or illness, when the Insured becomes temporarily incapacitated to perform his/her professional activity.
Hospitalization due to accident or illness: Payment of daily allowance when, due to an accident or illness, the Insured must be temporarily hospitalized and is unable to carry out his/her professional activity.
Total permanent disability due to an accident: Same capital payout as Accidental death.
Death due to accident: Payment of the sum insured in the event of accidental death of the insured and provided that the death occurs within 1 year from the date of the accident.
Death due to heart attack identified as a work-related accident: Payment of the sum insured in the event of the death of the insured as a result of a myocardial infarction, provided that it is considered a work-related accident by the competent legal authority and provided that the death occurs within 1 year from the date of the infarction.
Total permanent disability due to an accident: Payment of the insured capital in case of absolute permanent disability due to accident of the insured.
Home care: A network of professionals available to the insured for the provision of services in the event of sick leave due to illness or accident or hospitalization of the insured. It includes:
Home assistance and child care (Cleaning and household chores -Care for dependent persons -Delivery of meals -Purchase of groceries -Care for children. (Limit of 35 hours for all services and per annual insurance. Minimum duration of each service: 2 hours).
Transportation of a family member for the care of minor children (Max. limit. €1,000/year).
Pet care (dogs and cats) (Up to 5 days/claim).
Telephone assistance: psychological, medical and dietary counseling, and legal advice. (Unlimited).
Contingency extension: Payment of an economic benefit that will be the result of multiplying the daily capital by the number of days that the worker is unable to work due to the occurrence:
Death of relatives of the insured person with blood relationship: parent, child, brother/daughter, spouse or common-law partner: 3 days per claim.
Obligation to attend court or police station summons, the non-compliance of which gives rise to civil, criminal or administrative liability for the insured party: 7 days/year.
Closure of the premises where the insured person carries out his work, by order of the competent authority: 7 days/year.
Expansion of scale coverage: This coverage extends the compensation period for temporary disability due to an accident or illness to a maximum of 30 consecutive days, which will be added to the days established in the scale and provided that the situation of disability of the insured person continues after the days established in the scale.