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      • Aggregation service

        If you're self-employed, you can now add your other banks to the BBVA app.

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        Manage your everyday business operations with ease on your cell phone.

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        All your business bank accounts in the same place with the aggregation service.

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      Organic Conversion Agropréstamo

      Financing for the conversion period from conventional to organic production.

      • Up to 15% of the turnover in the year prior to the start of the conversion, depending on the type of activity.
      • You can draw down the money at once or in several installments.
      Request information

      How does it work?


      • The Organic Conversion Agropréstamo is an agricultural loan that helps you cover the costs of transitioning from conventional to organic production, and any potential shortfall between your income and expenses during that period. Its main features are:

        • The maximum amount is determined by your turnover in the year prior to the start of the conversion.
        • You will be able to draw down the principal once or several times. 
        • The conversion period will also be a grace period for the principal.

        The repayment period will be, in all cases, three years, starting from the end of the conversion period.

         

      What conditions do you have to meet?


      • In order to be eligible for the Organic Conversion Agropréstamo, your farm must be transitioning from conventional to organic. This is how it must appear in the public register of organic producers, which certifies that your production meets the requirements set by the European Union in order to be marketed as organic.

         

      Apply for the Organic Conversion Agropréstamo

      Request information

      Would you like more information?

      Yes. If part of your activity is covered by an organic certification and the rest is considered "non-organic," the generic financing allocated to the whole of your business activity will be deemed sustainable at the same rate as the percentage of the total business income that is represented by the organic activity.

      The period of a loan, usually at the beginning, when the customer only pays interest, without paying off the part corresponding to the principal. There are also products with grace periods in which neither the principal nor the interest is paid initially. In this case, the grace period is only for the principal.

      Are you looking for another kind of financing for your business?

      If this is not the product you were looking for, don't worry. We'll help you choose the one that best suits your needs with our financing adviser.
      Go to the adviser

      You might also be interested in

      • BBVA Agricultural Insurance

        Offers extensive coverage to protect your farming operation against possible damages and accidents.
        Apply
        More information
      • Promotion

        Welcome Negocios Account with no Fees

        Account for self-employed workers

        Do you want to save up to €720 on your self-employed worker's payment? Now, we'll reimburse you up to €120 a month for 6 months if you pay your bill by direct debit. How does it work?

        Use this code during the online process of creating your bank account:

        Copy code AUTONOMO720

        And whatever your business or trade, you will have all the facilities to start or grow.

        • €0 account administration and maintenance fee, without conditions.
        • €0 for issue or maintenance of the Negocios Debit Card.
        • €0 for transfers via bbva.es, the BBVA app or at ATMs within the European Economic Area.
        • €0 for issue and cashing of checks.

        Also, with advantages such as financing with special conditions and/or Android POS terminal + POS Pass at no cost for the first 12 months. See terms and conditions.

        Only for new customers.

        Become a BBVA customer
        More information
      See more financing

      Be a BBVA customer.

      • At BBVA, we want to help you grow your business by offering the financing you need.
      • We are working to make your life a little easier with our digital solutions.
      • Our approach is based on transparency, clarity and responsibility.

      Discover the BBVA Company Aggregator

      Add and manage all your business bank accounts in one place.
      Manage all your accounts, make better decisions, and save time for your business.
      More information
      Financing subject to approval from Banco Bilbao Vizcaya Argentaria, S.A.
      Organic Conversion Agropréstamo
      Request information
      Offer valid during current month
      1. Financing
      2. Organic Conversion Agropréstamo
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