Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
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Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
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      Aggregation service

      If you're self-employed, you can now add your other banks to the BBVA app.

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      BBVA Company aggregator

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    Bienvenida Account for self-employed workers and companies

    New bank, zero fees on the usual services. Whether you are self-employed, an SME or a company, a new bank has many advantages.

    Zero fees for the first 12 months, extendable indefinitely depending on your company's turnover.

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      Organic Conversion Agropréstamo

      Financing for the conversion period from conventional to organic production.

      • Up to 15% of the turnover in the year prior to the start of the conversion, depending on the type of activity.
      • You can draw down the money at once or in several installments.
      Request information

      How does it work?

      • The Organic Conversion Agropréstamo is an agricultural loan that helps you cover the costs of transitioning from conventional to organic production, and any potential shortfall between your income and expenses during that period. Its main features are:

        • The maximum amount is determined by your turnover in the year prior to the start of the conversion.
        • You will be able to draw down the principal once or several times. 
        • The conversion period will also be a grace period for the principal.

        The repayment period will be, in all cases, three years, starting from the end of the conversion period.

         

      What conditions do you have to meet?

      • In order to be eligible for the Organic Conversion Agropréstamo, your farm must be transitioning from conventional to organic. This is how it must appear in the public register of organic producers, which certifies that your production meets the requirements set by the European Union in order to be marketed as organic.

         

      Apply for the Organic Conversion Agropréstamo

      Request information

      Would you like more information?

      Yes. If part of your activity is covered by an organic certification and the rest is considered "non-organic," the generic financing allocated to the whole of your business activity will be deemed sustainable at the same rate as the percentage of the total business income that is represented by the organic activity.

      The period of a loan, usually at the beginning, when the customer only pays interest, without paying off the part corresponding to the principal. There are also products with grace periods in which neither the principal nor the interest is paid initially. In this case, the grace period is only for the principal.

      Are you looking for another type of business loan?

      If this is not the product you were looking for, don't worry. We'll help you choose the one that best suits your needs with our financing adviser.
      Go to the adviser

      You might also be interested in

      • BBVA Agricultural Insurance

        Offers extensive coverage to protect your farming operation against possible damages and accidents.
        More information
        Apply
      • Bienvenida Negocios Account

        Only for new customers. Negocios credit or debit card with no fees. If you are self-employed or an SME, this is the account for you.
        More information
      See more financing

      Be a BBVA customer.

      • At BBVA, we want to help you grow your business by offering the financing you need.
      • We are working to make your life a little easier with our digital solutions.
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      Discover the BBVA Company Aggregator

      Add and manage all your business bank accounts in one place.
      Manage all your accounts, make better decisions, and save time for your business.
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      Financing subject to approval from Banco Bilbao Vizcaya Argentaria, S.A.
      Organic Conversion Agropréstamo
      Request information
      Offer valid during current month
      1. Financing
      2. Organic Conversion Agropréstamo
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