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      Experiences

      • Aggregation service

        If you're self-employed, you can now add your other banks to the BBVA app.

      • BBVA My Business

        Manage your everyday business operations with ease on your cell phone.

      • BBVA Company aggregator

        All your business bank accounts in the same place with the aggregation service.

      Bienvenida Account for self-employed workers and companies

      New bank, zero fees on the usual services. Whether you are self-employed, an SME or a company, a new bank has many advantages.
      More information
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      Negocios Debit Card

      Streamline your company's payment management

      Track your personal and business expenses while you save on fuel

      • Up to 2% off on fuel* at Solred gas stations.
      • Bill with a breakdown of VAT for payments made on Solred terminals.
      • Travel accident and assistance insurance.
      • And with a Bienvenida Account with no fees and, of course, no conditions.
      Apply
      Illustration of a hand and a leaf

      When going on a road trip, you can save on fuel costs

      Because we give you back up to 2% of the fuel you pay for with your Negocios Debit Card and at Repsol, Campsa and Petronor gas stations.* Now, with your Welcome Business Account, getting around will cost you less.
      Become a BBVA customer

      Exclusive discounts and services


      • The Negocios Debit Card lets you:

        • Save up to 2% on fuel* at Repsol, Campsa and Petronor gas stations
        • Get a bill with a breakdown of VAT for every payment made on Solred terminals sent to your home address or view it at bbva.es.
        • MasterCard Connection Service.

        See the coverage of the MasterCard Connection Service

        • Accident insurance, valid as long as you pay with the credit card.

        See coverage

        • Travel Insurance, valid regardless of whether you pay with this visa card or not.

        See coverage

      Request the Negocios Debit Card

      Apply

      Improve your employee card management

      Integration with expense settlement and ERP tools
      With Commercial Cards, a global solution from BBVA Pivot, you can manage your expenses with BBVA corporate cards more quickly and efficiently thanks to our integration with the leading tools on the market.
      More information

      If you are not yet a customer, open your Welcome Account with no fees or conditions.

      • €0 account administration or maintenance fee.
      • €0 for credit or debit card issue and maintenance.
      • €0 for standard and instant transfers on digital channels within Europe.
      Open account

      Would you like more information?

      The Negocios Debit Card has no issuance or maintenance fee only for new self-employed customers who register with BBVA with the Bienvenida Negocios Account, provided they do not take out a second product.

      In this case, the product will be charged at the lower price at the time of contracting.

      The debit card issue and maintenance fee for the Negocios Debit Card is waived the first year. Starting the second year, this fee is €30.

      In any case, you can save this fee depending on the type of account associated with the card and the number of products you have with BBVA. More information

      You will be charged a fee for withdrawing cash with your debit card at ATMs in the following cases:

      • ATMs of the BBVA GROUP in Spain: 0%.
      • ATMs of banks other than the BBVA Group in Spain: Fee by the ATM owner.
      • ATMs located outside Spain: 4% (minimum €2.40).

      This card has additional fees if used in the following cases:

      • Use of the card outside the Eurozone : 3%.

      The Negocios Debit Card lets you pay for purchases and withdraw cash at ATMs from the balance in your account.

      BBVA Broker, S.A. Correduría de Seguros y Reaseguros, registered in the Special Administrative Register of Insurance Brokers of the Directorate-General for Insurance and Pension Funds under reference J0599. Approved Public Liability Insurance. With sufficient financial capacity.

      BBVA Seguros, S.A. de Seguros y Reaseguros.

      *Permanent 2% discount on fuel when you use your Negocios Debit Card at Repsol, Campsa and Petronor service stations in the Solred network in Spain and Andorra. This discount will be shown on the Solred bill. The card is subject to approval by BBVA.

      You might also be interested in

      • BBVA Negocios Account

        For your professional activity

        • Negocios credit or debit card with no fees.
        • No fees on standard transfers.
        • No fees for issuing and collecting national checks in euros.

        If you are self-employed or an SME, this is your account.

        Open account
        More information
      • Negocios Credit Card

        • Up to 2% discount on Repsol Group fuel.
        • Roadside assistance.
        • Accident insurance.
        • Pay the following month or in installments.
        Apply
        More information
      • Click&Pay Credit Limit

        A credit line for your business's usual payments with no activation cost.
        • Finance payments to suppliers, taxes, payroll, social security or the collection on your bills.
        • You only pay an availability fee for the money you use from your limit, which varies depending on the term or purpose for which you use it.
        • No early repayment penalty.
        See conditions
        More information
      See more cards

      Your other banks

      Add your other banks to the BBVA app.
      View the status of your accounts, cards, recent transactions, pension plans, etc., with the BBVA app aggregation service.
      More information

      Why BBVA?

      • We have a network of 4,500 ATMs in Spain available for our customers.
      • We are working to make your life a little easier with our digital solutions.
      • We believe in doing things a transparent, clear and responsible way.
      Negocios Debit Card
      Apply
      Offer valid during current month
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      2. Negocios Debit Card
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