Does the debit card have an issuance and maintenance fee?

The debit card issue and maintenance fee for the Negocios Debit Card is waived the first year. Starting the second year, this fee is €30. In any case, you can save this fee depending on the type of account associated with the card and the number of products you have with BBVA. More information.

You will be charged a fee for withdrawing cash with your debit card at ATMs in the following cases: ATMs of the BBVA GROUP in Spain : 0%. ATMs of banks other than the BBVA Group in Spain: Fee by the ATM owner. ATMs located outside Spain : 2% (€2.40 minimum).

Are there any other fees?

This card has additional fees if used in the following cases: Consult at non-BBVA ATMs : €0.60. Use of the card outside the Eurozone : 3%.

Who is the intermediary?

BBVA Broker, S.A. Correduría de Seguros y Reaseguros, registered in the Special Administrative Register of Insurance Brokers of the Directorate-General for Insurance and Pension Funds under reference J0599. Approved Public Liability Insurance. With sufficient financial capacity.

Who is the insurance provider?

BBVA Seguros, S.A. de Seguros y Reaseguros.

Negocios Debit Card

Streamline your company's payment management.

Up to 2% off on fuel* at Solred gas stations.
Detailed VAT invoice for payments made through Solred terminals.
Accident insurance and travel assistance.

How does it work?

The Negocios Debit Card lets you pay for purchases and withdraw cash at ATMs from the balance in your account.

Exclusive discounts and services

The Negocios Debit Card lets you:

Save up to 2% on fuel* at Repsol, Campsa and Petronor gas stations

Get a bill with a breakdown of VAT for every payment made on Solred terminals sent to your home address or view it at bbva.es.

MasterCard Connection Service.

See the coverage of the MasterCard Connection Service

Accident insurance, valid as long as you pay with the credit card.

See coverage

Travel Insurance, valid regardless of whether you pay with this visa card or not.

See coverage

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Would you like more information?

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Negocios credit or debit card with no fees.

No fees on standard transfers.

No fees for issuing and collecting national checks in euros.

If you are self-employed or an SME, this is your account.
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Up to 2% on Repsol Group gasoline.

Roadside assistance.

Accident insurance.

Pay the following month or in installments.
More information Apply
Finance social insurance, payroll, taxes or vendors.

You only pay for the amount you draw down.

No early repayment penalty or activation fee.
More information Apply

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Why BBVA?

We have a network of 4,500 ATMs in Spain available for our customers.
We are working to make your life a little easier with our digital solutions.
We believe in doing things a transparent, clear and responsible way.

Your other banks

Add your other banks to the BBVA app.

View the status of your accounts, cards, recent transactions, pension plans, etc., with the BBVA app aggregation service.

More information

*Permanent 2% discount on fuel when you use your Negocios Debit Card at Repsol, Campsa and Petronor service stations in the Solred network in Spain and Andorra. This discount will be shown on the Solred bill. The card is subject to approval by BBVA.

Negocios Debit Card

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Accounts for self-employed workers and companies

Negocios Debit Card