RISK LEVEL
1/6

This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

Become a customer with a fee-free account for your business

Choose the professional account that best suits your business.

  • Bienvenida Empresas Account

    We are offering you two ChatGPT Business licences for 12 months. How does it work?

    And all the benefits of opening your fee-free online account for SMEs:

    • €0 account administration and maintenance fee.
    • €0 annual credit or debit business card issuance and maintenance fee.
    • €0 fees for standard and instant transfers and payrolls made through online business banking.
    • €0 fee to issue and cash national checks in euros.

    In addition, with facilities to start or grow your business, such as a POS terminal + POS voucher at no cost for the first 12 months and/or financing with a maximum interest rate of up to Euribor + 1%.

    See terms and conditions here

    Only for new customers. 

  • Empresas Premium Bienvenida Account

    Access Multipurpose Financing with special conditions.

    And all the benefits of the Empresas Premium Bienvenida Account:

    • €0 account administration and maintenance fee.
    • €0 fee for ordinary transfers and paychecks through online banking within Europe.
    • €0 fee to issue and cash national checks in euros.
    • €0 fees for the issuance of direct debits.
    • €0 debit or credit card issue or maintenance fee. And up to 5 VIA-T Empresas Cards. 
    • Online banking for companies: bank whenever and wherever you are.

    Only for new customers.

Why should you become a BBVA customer?

Track your business wherever you are

We make it easy with BBVA online banking and our app:

  • Make and collect payments quickly and securely.
  • View your positions (cards, accounts, etc.).
  • Bank anytime. From anywhere in the world.

We help you in the small and big things

You can request different financing solutions for your business:

  • Lines of credit for your everyday activity.
  • Loans to start or grow your business.
  • Advances to keep your payments and collections up to date.
  • Renting and leasing for the equipment you may need.

Find your customized solution and add products to your BBVA account

Tell us about your current business and find products designed by BBVA to meet the needs of your company.

Offer for new customers only. Financing subject to prior approval by BBVA. This document does not constitute a binding offer or recommendation by BBVA for the contracting of the products and services described in it, nor does it replace or modify the pre-contractual and contractual documentation corresponding to these products and services. Formalization subject to prior analysis and approval by BBVA. BBVA may require additional securities as a requirement prior to these products being taken out.