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    RISK LEVEL
    1/6

    This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

    BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

    Bienvenida Empresas Account

    We start fee-free, so it doesn't cost you anything

    • €0 account administration and maintenance fee.
    • €0 on the Negocios Debit or Credit Card.
    • €0 for transfers, checks and paychecks.
    The account for new business customers that bill less than 5 million euros per year.

    With the Empresas Bienvenida Account we want you to have it easy from day one.

    • Accounts

      No account administration or maintenance fees.

      0% NIR 0% APR, assuming a positive daily balance for one year.

    • Cards

      No administration and maintenance fee for the Negocios Credit or Debit Card.

    • Transfers

      No fee on ordinary transfers and paychecks through online business banking within Europe.

    • Checks

      No fees for issuing checks or for settling and trading domestic check deposits in euros.

    To streamline and optimize your projects, you have a variety of options to choose from:

    Whatever your next step is, we'll be there to take it with you

    BBVA's team of advisers is available to advise you and lend a hand at any time if you have any questions.

    In addition, you can also use online banking and the BBVA Empresas app with total security to manage your business wherever you are: make transfers, collect receivables, automate payments or sign orders.

    Shall we begin?

    Open your fee-free Empresas Bienvenida Account 100% online.

    Start

    Would you like more information?

    The Empresas Bienvenida Account is an account with no account administration or maintenance fees. The settlement interval is monthly: from the 15th to the 15th.

    • 0% NIR 0% APR, assuming a positive daily balance for one year.
    • No administration fees.
    • €2 fee for the cash withdrawal service at the cash desk: for withdrawals of or below €2,000.

     

    Offer valid for new business customers with a maximum turnover of €5 million. Financing subject to prior approval by BBVA. Valid until 12/31/2023. This document does not constitute a binding offer or recommendation by BBVA for the contracting of the products and services described in it, nor does it replace or modify the pre-contractual and contractual documentation corresponding to these products and services. Formalization subject to prior analysis and approval by BBVA. BBVA may require additional securities as a requirement prior to these products being taken out.

    To become an online customer you will need: AutoFirma Software; the computer must have the AutoFirma software installed and updated (version 1.7 or higher), Digital Certificate; have the Sole or Joint Administrator Certificate issued by the FNMT and identification documents of the representative residing in Spain (DNI or NIE) and of the company (deeds, powers, etc.) installed on the browser.

    Bienvenida Empresas Account
    Start