Find out the details of the variable rate

  • The variable rate is made up of 3 factors:

    • The Virtual POS terminal with a price depending on monthly billing.
    • Card payments, for which you are charged from 0.40% of each sale depending on the payment card.
    • Other payment methods, for which you are charged 0.60% of each sale.

    Virtual POS

    The Virtual POS terminal has a price that can vary each month depending on the monthly billing:
Monthly billing Price 
Monthly billing
From €0.01 to €2,500
Price 
€5/month
Monthly billing
From €2,500
Price 
€0/month
It includes the BBVA platform for processing online payments and a 24-hour technical support service to solve technical incidents and comply with the PCI-DSS.

Find out the details of the variable rate

  • Payments by card

    The price of each sale depends on the payment card:

Type of card
Percentage of sale Minimum cost per transaction
Type of card
Mastercard and Visa
Percentage of sale
National Individuals
Minimum cost per transaction
0.40%
€0.04
Type of card
Intra EU Individuals
Percentage of sale
0.40%
Minimum cost per transaction
€0.04
Type of card
National Company
Percentage of sale
0.95%
Minimum cost per transaction
€0.04
Type of card
Intra EU Company
Percentage of sale
0.95%
Minimum cost per transaction
€0.18
Type of card
International
Percentage of sale
1.50%
Minimum cost per transaction
€0.18
Type of card
Other cards
Percentage of sale
Union Pay China
Minimum cost per transaction
1.70%
€0.18
Type of card
JCB
Percentage of sale
1.70%
Minimum cost per transaction
€0.18
Type of card
Diners
Percentage of sale
1.95%
Minimum cost per transaction
€0.18
Type of card
B2B
Percentage of sale
2.95%
Minimum cost per transaction
€0.18
Type of card
American Express
Percentage of sale
Price determined by AMEX depending on your business.

Find out the details of the variable rate

  • Other payment methods

    A percentage of the sale will also be charged, with a minimum amount per operation, on sales made with alternative payment methods:
Payment methods Percentage of sale Minimum cost per transaction
Payment methods
Bizum
Percentage of sale
0.60%
Minimum cost per transaction
  • €0.02 if the transaction is equal to or less than €20
  • €0.10 if the transaction is over €20
Payment methods
Other e-wallets like Apple Pay or Google Pay
Percentage of sale
The cost will be the sales percentage applied to the card associated with the eWallet.
Ewallets are not included by default in the payment gateway. If you want to include one, please request it from your adviser.