Find out the details of the fixed rate

  • The fixed rate is formed by 4:

    • Free Virtual POS.
    • Visa, Mastercard and Bizum payments included in a €10/month flat rate.
    • Payments with international cards for a percentage of the sale according to the type of card.

    Below we explain in detail each of these 4 factors.

    Free Virtual POS Terminal

    It includes the BBVA platform for processing online payments and a 24-hour technical support service to solve technical incidents and comply with the PCI-DSS.

    Payments with Visa, Mastercard and Bizum

    The rate includes €20,000 per year of payments with Visa, Mastercard and Bizum for €10/month.

    International card payments

    Payments with international cards have a cost depending on the type of card:
Type of card Percentage of sale Minimum cost per transaction
Type of card
Union Pay China
Percentage of sale
1.70%
Minimum cost per transaction
€0.18 
Type of card
JCB
Percentage of sale
1.70%
Minimum cost per transaction
€0.18 
Type of card
Diners
Percentage of sale
1.95%
Minimum cost per transaction
€0.18 
Type of card
B2B
Percentage of sale
2.95%
Minimum cost per transaction
€0.18 
Type of card
American Express
Percentage of sale
To be defined by American Express according to your business activity and the accumulated annual turnover.
UnionPay China, JCB and American Express cards are not accepted by default on payment gateways. If you want to accept them, please ask your adviser to activate them.

Find out the details of the fixed rate

  • Other payment methods

    Sales made with alternative payment methods are not included in the bonus and a percentage of the sale will be charged additionally, with a minimum amount per operation:
Payment methods Percentage of sale Minimum cost per transaction
Payment methods
E-wallets like Apple Pay or Google Pay
Percentage of sale
The cost will be the sales percentage applied to the card associated with the eWallet.
E-wallets are not included by default in the payment gateway. If you want to include one, please request it from your adviser.