Find out the details of the variable rate
-
The variable rate is made up of 2 factors that change in price according to use:
- A percentage of the amount of sales that varies according to the card your customers use.
- A POS terminal with a price that depends on the monthly billing and the type of POS terminal you choose.
Percentage of sales according to the type of payment cards
| Type of card | Percentage of sale | Minimum cost per transaction |
|---|---|---|
| Type of card
National individuals Mastercard and Visa
|
Percentage of sale
0.40%
|
Minimum cost per transaction
€0.04
|
| Type of card
Intra EU Individuals MasterCard and Visa
|
Percentage of sale
0.40%
|
Minimum cost per transaction
€0.04
|
| Type of card
National Company Mastercard and Visa
|
Percentage of sale
0.95%
|
Minimum cost per transaction
€0.04
|
| Type of card
Intra EU Company Mastercard and Visa
|
Percentage of sale
0.95%
|
Minimum cost per transaction
€0.18
|
| Type of card
International Mastercard and Visa
|
Percentage of sale
1.50%
|
Minimum cost per transaction
€0.18
|
| Type of card
Union Pay China
|
Percentage of sale
1.70%
|
Minimum cost per transaction
€0.18
|
| Type of card
JCB
|
Percentage of sale
1.70%
|
Minimum cost per transaction
€0.18
|
| Type of card
Diners
|
Percentage of sale
1.95%
|
Minimum cost per transaction
€0.18
|
| Type of card
B2B
|
Percentage of sale
2.95%
|
Minimum cost per transaction
€0.18
|
| Type of card
American Express
|
Percentage of sale
To be defined by American Express according to your business activity and the accumulated annual turnover.
|
|
Price of each Smartpay Móvil POS Terminal according to billing
| Monthly billing | Price |
|---|---|
| Monthly billing
From €0.01 to €2,500
|
Price
€1/month
|
| Monthly billing
From €2,500 to €5,000
|
Price
€0/month
|
| Monthly billing
From €5,000
|
Price
€0/month
|
If you do not invoice anything for a month, the price of the POS terminal will be €25.
The monthly price of the POS terminal will be subject to the VAT or the indirect tax applied in your situation.
Bear in mind that if you have several POS terminals on your premises, the price of each POS terminal is calculated with the accumulated billing among all the POS terminals.