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Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
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Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
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    • Aggregation service

      Aggregation service

      If you're self-employed, you can now add your other banks to the BBVA app.

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      BBVA My Business

      Manage your everyday business operations with ease on your cell phone.

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      BBVA Company aggregator

      All your business bank accounts in the same place with the aggregation service.

    Bienvenida Account for self-employed workers and companies

    New bank, zero fees on the usual services. Whether you are self-employed, an SME or a company, a new bank has many advantages.

    Zero fees for the first 12 months, extendable indefinitely depending on your company's turnover.

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      Worker outside an industrial plant

      BBVA Allianz Environmental Liability

      Protect your company from potential unforeseen events that may damage or alter the environment.

      • Protection of present and future personal assets, with civil liability for pollution included.
      • Flexibility and adaptation. You decide the level of protection you need by choosing the compensation limit that is right for your needs.
      Apply

      What advantages does it offer?

        • Protection of present and future personal assets.
        • Protection for pollution in the same product, since it also includes civil liability.
        • Technical support through a claims handling service, with backing from the Spanish Environmental Risk Pool.
        • Flexibility and adaptation. You decide the level of protection you need by choosing the compensation limit that is right for your needs.

      What does this insurance cover?

      • Environmental Liability Insurance is intended to protect your assets if you are unexpectedly involved in an incident that damages the environmental (i.e., it affects the water, flora and fauna, sea or river shores, or soil), and the origin of the incident lies in your facilities and in the activities carried out outside the insured center.

        The insurance covers any obligations arising from Environmental Liability, as regulated by Act 26/2007 of October 23, and its implementing regulations or others that contain equivalent obligations, such as prevention measures to avoid imminent environmental damage, or those needed to prevent further damage if it has already taken place.

        See details of the coverage.

      Do you want to customize your insurance?

      • The limits, capital and deductibles differ, depending on the activity insured. You decide the level of protection you need by choosing the compensation limit that is right for your needs.

        • You can choose an indemnity limit of up to €6,000,000.
        • The aggregate yearly limit is double the insured sum, up to €12,000,000.
        • The product offers fixed guarantees that you can supplement with optional guarantees to adapt it to your activity or profession.

         

        See the capital, limits and excess that you can insure.

      What are the requirements?

      • The policy is available for:

        • All types of activities: Industrial; Services; Non-industrial, such as shopping centers, schools, dry cleaners, etc.
        • Legal entities CIF and individuals NIF or NIE
        • Those that have fuel tanks or pipelines and other hazardous substances, especially underground.
        • Installations with the potential to generate fires, department stores, waste storage, etc.
        • Carriers or service companies that might be at greater risk due to the changing conditions of the environment in which they work.

      BBVA Allianz Environmental Liability

      Apply

      Would you like more information?

      The policy is annual and renewable. The policy will be tacitly renewed every year on the same effective date.

      It can only be cancelled by giving the company one month's notice before the policy expires.

      The premium is payable annually by direct debit.

      • This policy provides coverage in those places where the insured activity takes place and against claims that are settled out of court or in the courts of European Union member states, in accordance with the regulations in force in EU member states.
      • Provided that the insured party is unaware of their existence, any claims generated before the policy goes into force will be covered retroactively until April 30, 2007, except for those risks involving Transport and subcontracted activities in airports, for which there is no retroactivity, meaning claims will only be covered from the effective date of the policy.

      Insurance company: BBVA ALLIANZ SEGUROS Y REASEGUROS S.A., with registered address in Calle Ramírez de Arellano, 35, 28043 Madrid, and listed in the Directorate-General for Insurance and Pension Funds under reference C-0807.

      BBVA MEDIACIÓN, OPERADOR DE BANCA-SEGUROS VINCULADO, S.A., with registered address in Madrid at Calle Azul no. 4, and listed in the Administrative Registry of Insurance Brokers of the Directorate-General for Insurance and Pension Funds under code OV-0060. It has an approved public liability insurance policy.

      By law, we have to provide you with a standard insurance product information document to help you understand the main features.

      Open document

       

      You might also be interested in

      • Civil Liability Insurance

        BBVA Allianz CL SME:

        • Cover indemnities and legal defense costs
        • Protects against possible third-party claims.
        • Coverage tailored to your professional activity.
        More information
        Apply
      • BBVA LEASING

        Acquire equipment in comfort through rental payments. Moreover, you can buy it upon finishing the contract.
        More information
        Apply
      See more insurance plans

      Be a BBVA customer.

      • At BBVA, we offer a wide range of insurance products for protecting both you and your business.
      • We are working to make your life a little easier with our digital solutions.
      • Our approach is based on transparency, clarity and responsibility.
      Apply for BBVA Allianz Environmental Liability
      Apply
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