Seasonal and Breeding Agri-Loan: Financing with special conditions through 05/31/2026

A loan designed to meet the day-to-day needs of your farm or ranch

Financing tailored to farms and livestock businesses.
  • Term up to 11 months.
  • 0% interest when you direct deposit your agricultural income and/or your CAP.
  • Commitment fee: 2% and APR 2.23%.
  • Financing available until 05/31/2026.

Do you want it?

  • Applying for the Seasonal and Breeding Agri-Loan is very simple, you just need to follow these steps:

    • Request a minimum of €600.
    • Term up to 11 months.
    • Repayment in a single installment.

This example will make it clear

  • Example for a loan for a farm or ranch that needs €20,000, repayable in 11 months with a 2% commitment fee:

    • Interest rate: 0%.
    • APR: 2.23%.
    • Commitment fee: 2%.
    • Repayment: A single payment at maturity (up to 11 months).
    • Final payment: €20,000.
    • Total amount: €20,000.

What are the main costs involved?

  • Fee for partial and full early cancellation: we apply it whenever you make a partial repayment or when you repay the entire outstanding amount in advance. Applied to the amount paid.

    Both the interest rate and the fees depend on various factors. Ask your adviser for a simulation.

What conditions do you have to meet?

  • To get the Seasonal and Breeding Agri-Loan, you must meet the following conditions:

    • You must be a farmer, rancher, or engaged in forestry activities and direct deposit your income with BBVA until 05/31/2026, or direct your CAP payments.
    • Having an account at BBVA.

    *Product available for businesses with a turnover under 5 million euros.

Would you like more information?

Excluded are transactions established as such in the contract, partial drawdowns and interest in advance.

You might also be interested in

  • Get an advance of the grant by arranging for your CAP to be paid into your BBVA account. You can also request the whole amount.

    *Product available for businesses with a turnover under 5 million euros.

  • Spread out your investments to finance irrigation systems, land, machinery and construction.

    *Product available for businesses with a turnover under 5 million euros.

Be a BBVA customer.

  • At BBVA, we want to help you grow your business by offering the financing you need.
  • We are working to make your life a little easier with our digital solutions.
  • Our approach is based on transparency, clarity and responsibility.

Add your banks to the BBVA app

Discover the BBVA Company Aggregator

Add and manage all your business bank accounts in one place
Manage all your accounts, make better decisions, and save time for your business.

Your other banks

Add your other banks to the BBVA app
View the status of your accounts, cards, recent transactions, pension plans, etc., with the BBVA app aggregation service.
Sequía Loan
Apply