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    RISK LEVEL
    1/6

    This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

    BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

    Empresas Premium Bienvenida Account

    Become a customer with the most complete option for your company

    • €0 account administration and maintenance fee.
    • Access Multipurpose Financing with special conditions.

    And now, add advantages to your Premium Bienvenida Empresas Account:

    • €0 for the issuance of direct debits.
    • €0 issuing and maintenance fee for cards (debit or credit).
    • Up to 5 VIA-T Empresas cards. 

    For companies with a turnover over 5 million euros a year.

    Discover Multi-purpose Financing
    A single limit to finance your more frequent payables and receivables; with online withdrawals, immediate deposits and special conditions for new customers.
    I want to find out more

    An account with all the advantages your company needs

    • No account administration or maintenance fees. 0% NIR 0% APR, assuming a positive balance.
    • No <b>fees </b>for ordinary transfers and <b>paychecks </b>via online banking, both domestic and in euros, Swedish kronor or Romanian leu to any EEA (European Economic Area) country from online banking.
    • No <b>fees </b>for national checks deposited or <b>issued </b>in euros online or at a branch.
    • No <b>fees </b>for using BBVA's online banking so you can manage your company's operations over the Internet.

    The chance to try out a bank that is an expert in companies for €0 in

    • An account with no fees

      1. No account administration or maintenance fees. 

      2. No fees for the issuance of direct debits.

    • Free business cards for your company

      1. Issuance and maintenance of Cards (debit or credit).

      2. Up to 5 VIA-T Empresas cards.

      3. Free connection to Pivot Commercial Cards. 

    • Online banking for businesses

      Bank whenever and wherever you are, on the BBVA website and app.

    And all the quality offered by the experts at BBVA Banca Empresas

    A team of specialists, in direct contact with you, devoted exclusively to offering you solutions that can help you achieve your company's goals: 
    • Your Relationship Manager
    • Your short-term financing, collection and payment adviser
    • Your Sustainable Financing Manager
    • Your International Business Adviser
    • Your Investment Banking Adviser
    • Your Financial Markets Manager

    With special discounts for your business

    How does it work?

    • The BBVA Empresas Premium Bienvenida Account is designed to help you take your business further: with no <b>fees </b>for routine <b>transactions</b>, special financing conditions, cards (debit and credit), and all the convenience and services of BBVA's online banking.

      You can also ask your questions directly to a team of experts who will offer you customized solutions for your company's everyday needs.

    What does it offer?

    • Payrolls, deposits and checks

      With the Empresas Premium Bienvenida Account, you get:

      • €0 <b>fee </b>for ordinary transfers via online banking, domestic, in euro and also in Swedish krona or Romanian leu to any EEA (European Economic Area) country from online banking.
      • €0 for all national checks deposited or issued in euros online or at a branch.
      • €0 for all standard national, same-day value payrolls, individual or on file, done online.

       

    Charges and fees

    • Free-Free Account
      • No account administration or maintenance fees. 0% NIR 0% APR, assuming a positive balance.
      • €0 for the issuance of direct debits.

    Do you want a business card?

    • No fees

      This account includes:

      • Issuance and maintenance of debit and credit cards.
      • Up to 5 VIA-T Empresas cards.
      • Free connection to Pivot Commercial Cards.

      If you would like more information about the card, click here.

    Got it?

    • No account administration or maintenance fees. These exemptions apply for new customers not belonging to groups that are already BBVA Business Banking customers, and with an annual turnover in excess of 5 million euros. Empresas Premium Bienvenida Account 0% NIR 0% APR. 0% NIR 0% APR, assuming a constant daily balance of €150,000 for one year. Offer good for registrations through December 31, 2023.

    Empresas Premium Bienvenida Account
    Become a customer