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      Experiences

      • Aggregation service

        If you're self-employed, you can now add your other banks to the BBVA app.

      • BBVA My Business

        Manage your everyday business operations with ease on your cell phone.

      • BBVA Company aggregator

        All your business bank accounts in the same place with the aggregation service.

      Bienvenida Account for self-employed workers and companies

      New bank, zero fees on the usual services. Whether you are self-employed, an SME or a company, a new bank has many advantages.
      More information
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      MM/DD/YYYY
      RISK LEVEL
      1/6

      This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

      BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

      Empresas Premium Bienvenida Account

      The business account that is much more than just an account

      • Connect with your full banking potential.
      • With the help of specialists from day one.
      • No fees on the usual services to save on your day-to-day life.
      • Register 100% online, without going to your branch.
      Become a BBVA customer
      For companies with a turnover over 5 million euros a year.

      Accompanying you from day one

      Your Relationship Manager will be by your side to accompany you and solve all the doubts you may have at every stage of your business, as well as to define financial strategies and identify key opportunities in the market that will drive your growth.

      Depending on your company's needs, you can have:

      A Short-term Financing, Collection and Payment Adviser

      A Sustainable Financing Adviser

      An International Business Adviser

      An Investment Banking Adviser

      A Financial Markets Adviser

      Operate from day one without leaving your office

      Register 100% online whenever and wherever you want, with no waiting, no queues and no paperwork. 
      You can manage your operations through the BBVA website or app and thus reduce your administrative burden, save time and improve your day-to-day logistics.
      Become a BBVA customer

      No fees or conditions for your company

      €0 Transfers and Payrolls

      For ordinary transfers through online banking, domestic, in euros and also in Swedish kronor or Romanian leu to any EEA (European Economic Area) country.

      €0 Account

      No administration or maintenance fees. 0% NIR 0% APR, assuming a positive balance.

      Cards

      Business credit or debit card with no fees, up to 5 VIA-T Business cards and free connection to Pivot Commercial Cards.

      Checks

      For a deposit or issuance of national checks in euros from online banking or at the branch.

      Become a BBVA customer

      Solutions designed for every moment

      • Financing with customized conditions for your day-to-day operations

        Always taking into account your needs and your company's growth stage.
        More information
      • Free international transfers in foreign currencies

        You will be able to make and receive them through online banking for €5 per month, without limits or additional costs.
        More information

      Open your Premium Empresas Bienvenida Account

      • I am not a private customer of BBVA

      • I am a private customer at BBVA

      ID documents

      Of the representative living in Spain (DNI ID card) and of the company (deeds, powers of attorney, etc.).

      Digital Certificate

      Have the Sole or Joint Administrator Certificate, or a certificate of representation of a legal entity, issued by the FNMT or by Izenpe, installed on this browser.

      AutoFirma Software

      Your computer must have the AutoFirma software installed and updated (version 1.7 or higher).
      Become a BBVA customer

      Private customer access password

      If you already have an account as a private customer, you can use your login credentials and forgo the digital certificate.

      ID documents

      Of the representative living in Spain (DNI ID card) and of the company (deeds, powers of attorney, etc.).
      Open account

      Got it?

      • No account administration or maintenance fees. These exemptions apply for new customers not belonging to groups that are already BBVA Business Banking customers, and with an annual turnover in excess of 5 million euros. Empresas Premium Bienvenida Account 0% NIR 0% APR. Offer for new registrations until December 31, 2025.

      This account is intended for companies and businesses that are new customers not belonging to groups and that are BBVA customers with a turnover in excess of 5 million euros a year.

      The Empresas Premium Bienvenida Account will be available with these conditions until December 31, 2025.
      Empresas Premium Bienvenida Account
      Become a customer
      Offer valid during current month
      1. Accounts
      2. Empresas Premium Bienvenida Account
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