Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
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    Experiences

    • Aggregation service

      Aggregation service

      If you're self-employed, you can now add your other banks to the BBVA app.

    • BBVA My Business

      BBVA My Business

      Manage your everyday business operations with ease on your cell phone.

    • BBVA Company aggregator

      BBVA Company aggregator

      All your business bank accounts in the same place with the aggregation service.

    Bienvenida Account for self-employed workers and companies

    New bank, zero fees on the usual services. Whether you are self-employed, an SME or a company, a new bank has many advantages.

    Zero fees for the first 12 months, extendable indefinitely depending on your company's turnover.

    More information
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    Suggestions
      ADVERTISING
      MM/DD/YYYY
      RISK LEVEL
      1/6

      This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

      BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

      Empresas Premium Bienvenida Account

      The most complete option for your company

      Pay €0 for the most common services during the first year.

      Become a customer
      For companies that invoice over 5 million euros a year.
      Discover Multi-purpose Financing
      A single limit to finance your more frequent payables and receivables; with online withdrawals, immediate deposits and special conditions for new customers.
      I want to find out more

      An account with all the advantages your company needs

      • No fees for national transfers online in euros, Swedish krona or Romanian leus to any EEA (European Economic Area) country from your online account.
      • All national checks deposited or issued in euros online or at a branch.
      • All standard national, same-day value payrolls, individual or on file, done online.
      • All the possibilities that BBVA online banking offers so you can manage your business online for €0.
      • No account administration or maintenance fees. 0% NIR 0% APR, assuming a positive balance.

      The chance to try out a bank that is an expert in companies for €0 in

      • An account with no fees

        No account administration or maintenance fee.
      • Business Card

        To manage your company's expenses, with no issuance or maintenance fees.
      • Online banking for businesses

        Bank whenever and wherever you are, on the BBVA website and app.
      Open account

      And all the quality offered by the experts at BBVA Banca Empresas

      A team of specialists, in direct contact with you, devoted exclusively to offering you solutions that can help you achieve your company's goals: 
      • Your Relationship Manager
      • Your short-term financing, collection and payment adviser
      • Your Sustainable Financing Manager
      • Your International Business Adviser
      • Your Investment Banking Adviser
      • Your Financial Markets Manager

      With special discounts for your business

      • Discounted price

        For debits and other services

        Discounted price for other collection and payment services.
        More information
      • International currency transfers

        Through your online account

        All international currency transfers that you receive or make from your online account for only €5 a month, with no limits or additional costs.
        More information

      How does it work?

      • The BBVA Empresas Premium Bienvenida Account is designed to help you take your business further: with no fees for routine transactions, special financing conditions, a business card, and all the convenience and services of BBVA's online banking.

        You can also ask your questions directly to a team of experts who will offer you customized solutions for your company's everyday needs.

      What does it offer?

      • Payrolls, deposits and checks

        With the Empresas Premium Bienvenida Account, you get:

        • €0 fees for national transfers online in euros, Swedish krona or Romanian lei to any EEA (European Economic Area) country from your online account.
        • €0 for all national checks deposited or issued in euros online or at a branch.
        • €0 for all standard national, same-day value payrolls, individual or on file, done online.

      Charges and fees

      • Free-Free Account
        • No account administration or maintenance fees. 0% NIR 0% APR, assuming a positive balance.
        • No fees for national transfers online in euros, Swedish krona or Romanian leus to any EEA (European Economic Area) country from your online account.

      Do you want a business card?

      • No fees

        This account comes with a business card to manage your company's expenses, with no issuance or maintenance fees.

        If you would like more information about the card, click here.

      Got it?

      • No account administration or maintenance fees for 12 months for new customers. These exemptions apply for 12 months for new customers not belonging to groups that are part of BBVA Business Banking, and with an annual turnover in excess of 5 million euros. Empresas Premium Bienvenida Account 0% NIR 0% APR. 0% NIR 0% APR, assuming a constant daily balance of €150,000 for one year. Offer good for registrations through December 31, 2023.

      This account is intended for companies and businesses that are new customers not belonging to groups and that are BBVA customers with a turnover in excess of 5 million euros a year.

      The Empresas Premium Bienvenida Account will be available with these conditions until December 31, 2023.
      Empresas Premium Bienvenida Account
      Become a customer
      Offer valid during current month
      1. Accounts
      2. Empresas Premium Bienvenida Account
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      Banco Bilbao Vizcaya Argentaria S.A. 2023

      Creating Opportunities