How can I send SEPA direct debits free of charge for the first year?

You just need to follow these steps:

  1. Open a BBVA Bienvenida Negocios Account if you are self-employed, or the Bienvenida Empresas Account if your company invoices less than 5 million euros, both with no fees or conditions. 
  2. Deposit your company's SEPA direct debits. To do this, your customers will have to sign a prior authorisation. When you send the collection order, BBVA will charge the amount indicated to your customers' account automatically.
  3. The direct debits you send during your first 12 months will be free of charge. You will have a maximum limit of 5,000 direct debits in that period.
  4. This promotion is applicable for core and B2B direct debits and is valid until 04/30/2026. You are eligible for it only if you are a new self-employed customer or company and you do not invoice more than 5 million euros a year. It is not applicable to Property Managers and Homeowners Associations, and cannot be extended to other companies that form a Business Group with the new client when they are already BBVA clients.