Wealth Portfolios

We help you to manage your wealth

  • For initial investments of €2,000,000 or higher
  • Investment portfolio service designed to suit your profile and objectives.
  • You are supported by an expert investment team with the goal of helping your portfolio reach its full potential.
  • Contact your adviser

High value independent management

With an initial investment of €2,000,000 or higher, you will gain access to our portfolios and the specialized services of BBVA Patrimonios, BBVA's Private Banking unit dedicated to the management of high net worth.

In Private Banking you will find a relationship model based on proximity; we provide you with a private banker, who will have the support of specialists in different financial areas: wealth planning, investment solutions, market analysis, and strategy.

For your personal and business assets

We manage your personal assets and offer solutions for your family and business assets. All this with personalized attention at all times and the most advanced digital solutions.

Customized solutions

We apply a rigorous, flexible, and dynamic investment process that leverages all the BBVA Group's experience in analysis, risk management, and investment selection to identify and adapt the best market opportunities.

Managed portfolios

Your portfolio managed by experts

Our expert team, BBVA Asset Management, manages your portfolio. To offer you solutions tailored to your investor profile, select investments and manage risk.

  • Skills of the Group: The Private Banking and BBVA Asset Management teams collaborate to provide a service tailored to various client profiles with a long-term perspective. We have the Quality Funds range for selecting funds from leading international management firms.
  • Dynamism: We continuously monitor the markets and risks of your portfolio, adjusting investment levels according to your investor profile.
  • Sustainability: We integrate environmental, social and governance risks and opportunities into our investment process, complying with current legislation.

Advised portfolios

Flexibility to make decisions about your portfolio

Through your private banker, we offer personalized recommendations tailored to your profile, your goals, and your sustainability preferences derived from your suitability assessment.

It will be up to you to decide whether or not to implement these recommendations.

With personalized recommendations on these and other investments

Long-term private markets

They provide diversification and risk-adjusted returns, with BBVA Asset Management and leading international asset managers.

Index funds and ETFs

They offer efficiency, liquidity and competitive costs, plus Smart Beta and Factor Investing options as additional sources of returns.

Equities and fixed-income assets

With globally recognized providers, we will apply a rigorous process of analysis and selection, along with tight monitoring of the appropriate risks for your investor profile.

Structured products

Tailored to different timeframes, risks, and assets, aligned with your investor profile and the vision of the Investment Committee, with continuous monitoring and early cancellation option.

For those who want to change the world

Invest in Megatrends

In the managed and advised portfolios, we integrate the main global trends through a complementary module, which may include, among others:

  • Sustainability. 
  • Technology.
  • New consumption habits and lifestyles.
  • Demographic and social changes.

We'll tell you all the details

How do portfolios work?

  • A suitability assessment is required before opening: this questionnaire will help us understand your financial situation, investment goals, previous knowledge, experience, and risk tolerance. You can also include your sustainability preferences.

    Your risk profile will be determined based on the assessment results, and you will be assigned a portfolio that aligns with one of our investment profiles, which are designed to pursue a balance between return and risk.

    You will always have a dedicated private banker to assist you with any questions and to monitor your portfolio in a clear and transparent way.

    You can make contributions and request refunds of the portfolio through your Private Banking specialist, without having to go to a branch, thanks to the remote signature.

Risks

  • Please note that the financial instruments the portfolio invests in are products with a certain level of risk. If the markets in which they invest do not evolve as expected, they could have losses, meaning you have to be able to tolerate the economic risk that results from the performance of your portfolio.

Expenses and fees

  • Managed portfolio

    This service is paid for through an agreed fee paid to BBVA, an explicit charge that allows you to always know the management costs associated with the service.

    As specified by the regulations, the bank cannot accept any incentive from third parties as the result of the investment it makes through this service, with the exception of the minor non-monetary benefits that may be received, and if it were to receive them, it would have to disclose and pay them to you.

  • Advised portfolios

    • Estándar: This service is remunerated through a fee agreed with BBVA. 
    • Plus: This service is paid for through an agreed fee paid to BBVA, an explicit charge that allows you to always know the management costs associated with the service. The bank will not accept from third parties any fees, commissions, or other monetary or non-monetary benefits. Should any such benefit be received, it will be credited to your account, with the sole exception of platform service fees charged by the Bank.

Flexible solutions

  • We select the most attractive investment opportunities for our customers in order to offer them customized investment strategies based on the objectives, preferences, and risk profile of each customer.

    We combine traditional management techniques with emerging approaches, such as investing based on megatrends and incorporating ESG (environmental, social, and good governance) criteria into the investment selection process.

Would you like more information?