Online POS Terminal Loan

The loan you pay back with your POS terminal invoicing

With the POS Terminal Online Loan, you borrow money and repay it as a percentage of your terminal sales.

  • It's immediate - you receive the money in your account on the spot.
  • You can request it to cover unforeseen expenses or for any other business need.
  • You will only pay a commitment fee at the start. No additional costs or interest.

  • For whatever you want, immediately

    From €300 to €50,000. Once approved, it will be instantly credited to your account.

  • You repay it as you invoice

    You don't pay any fees. Just 20% of your daily sales with your BBVA POS terminals is taken as repayment.

  • No interest or additional costs

    You'll only have to pay a commitment fee for each loan you apply for.

If you invoice €0 on a given day, you repay €0

You won't need to worry about paying a fixed amount every month. 20% of your daily sales with your BBVA POS terminals is taken automatically as repayment. You don't have to do anything.

In addition to that 20%, you can also make voluntary repayments if you want. Just take into account that there is a period of 150 days to repay the entire loan. If on the last day of the term there is still an amount pending, it will be charged to your account, with no interest or penalties.

 

Do you want to apply for an Online POS Terminal Loan?

Before applying, you can calculate the amount you need and find out how many days you can take to repay it considering the use you make of your BBVA POS terminal.

  1. Select the amount you want to request.
  2. Instantly receive the money in your account, without waiting. 
  3. Pay it back as you invoice; you have up to 150 days. The repayment amount will be 20% of your BBVA POS terminal's daily turnover.

Here's an example: "Rafa's Restaurant"

Rafa has a small restaurant in Alicante. Last summer he anticipated a large increase in his clientele, so he applied for an Online POS Terminal Loan of €30,000 to buy products and hire staff.

How did he repay the €30,000?

20% of what he invoiced with his POS terminal was automatically used to pay back the money. On the days he invoiced €4,000, he paid back €800 and on those he invoiced €400, he paid back €80. On the days he invoiced €0, he paid back €0.

In the end, Rafa paid back the money in 123 days, and he did not need to reach the maximum term of 150 days.

 

If you are not yet a BBVA customer, open your Welcome Account with no fees or conditions

  • for account management and maintenance.
  • for credit or debit card issue and maintenance.
  • for ordinary transfers from digital channels within Europe.

Would you like more information?

20% of what you invoice with your BBVA POS terminals is automatically used to repay the loan. If you invoice €0 on a given day because you don't open, the automatic payment will not be made. 

In addition to that 20%, you can also make voluntary repayments if you want

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