This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

Bienvenida Negocios Account

The professional account with no fees.

If you are self-employed or a company, switching banks is easy.
  • No fees for the account, standard transfers or checks.
  • €0 annual debit or credit card fee.
  • 12 months with no fees or commitments.
Whether you already have a consolidated business or you have just started become self-employed, the BBVA Bienvenida Negocios Account will facilitate your everyday business operations, giving you time to focus on the important things.Negocios Account will facilitate your everyday business operations, giving you time to focus on the important things.

No fee for ordinary transfers and paychecks paid in Euros, Swedish Krona or Romanian Leu (RON) within the European Economic Area (members of the European Union in addition to Iceland, Liechtenstein, and Norway) ordered from bbva.es, the BBVA App, BBVA Net Cash and BBVA ATMs. Not including transfers on magnetic media, FMOs (Fund Movement Orders), same-day-value transfers and immediate transfers. For transfers that are not included, the accompanying expenses and transfer fees established for these purposes on the rate sheet will apply.

Offer for businesses with a maximum revenue of €5 billion. Financing subject to prior approval by BBVA. Valid until 12/31/2020. This document does not constitute a binding offer or recommendation by BBVA for the contracting of the products and services described in it, nor does it replace or modify the pre-contractual and contractual documentation corresponding to these products and services. Formalization subject to prior analysis and approval by BBVA. BBVA may require additional guarantees as a requirement prior to taking out these products.

To become an online customer you will need: AutoFirma Software; the computer must have the AutoFirma software installed and updated (version 1.5 or higher), Digital Certificate; have the Sole or Joint Administrator Certificate issued by the FNMT and identification documents of the representative residing in Spain (DNI or NIE) and of the company (deeds, powers, etc.) installed on the browser.

Bienvenida Negocios Account Open account