This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.
BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.
For new customers
With the Bienvenida Negocios Account, you will be able to use the following services without fees:
The maintenance fee for the Bienvenida Negocios Account is €10/month, except for the first 12 calendar months after opening the account, when the fee will be €0. However, if you meet at least two of the following requirements, this fee will not be applied.
Monthly flat rate for your POS terminal. POS Plan 10 with which you will only pay a fixed fee of €10/month, regardless of the sales you make or the extra expenses. In addition, if your annual turnover is more €20,000, we can offer you other bonuses. The first 4 payments without costs.
Click&Pay Credit Limit. It will allow you to have immediate liquidity so you can make your usual business payments: to pay taxes, social security contributions and payments to suppliers. Without having to go to the branch. And now with: 0% NIR/APR interest, with no commitment fee or early cancellation fee and from €2,000 to €20,000. Conditions valid for 1 year.
VIA-T Card. Avoid queues and delays by using the BBVA VIA-T Card to pay freeway tolls and for some parking lots in Spain. Choose your payment method: Immediately or accumulated until the end of the month. Get discounts on tolls, without the need to use cash or collect tickets. Now with no issue and maintenance fee for the first year.
Access over 6,000 BBVA ATMs throughout Spain.
You can open your Bienvenida Negocios Account and request your debit card in a matter of minutes on the BBVA website or BBVA app.
One Negocios Debit Card can be requested per account holder. Use your Negocios Credit Card at over 3,000 BBVA branches for all your business needs. The granting of this credit card is subject to approval by BBVA.
We do a monthly review of the three previous months, in which we can detect if any condition is not met. Fees are settled on the 15th of each month or the next business day.
For the first 12 full calendar months after opening the Bienvenida Negocios Account, the account fee will be €0/month. After these 12 months, if the monthly review shows that the requirements have not been met, an account maintenance fee of €10 will be charged.
The Bienvenida Negocios Account carries the following fees:
Add your other banks to the BBVA app.
For new customers
With the Bienvenida Negocios Account, you will be able to use the following services without fees:
The maintenance fee for the Bienvenida Negocios Account is €10/month, except for the first 12 calendar months after opening the account, when the fee will be €0. However, if you meet at least two of the following requirements, this fee will not be applied.
Monthly flat rate for your POS terminal. POS Plan 10 with which you will only pay a fixed fee of €10/month, regardless of the sales you make or the extra expenses. In addition, if your annual turnover is more €20,000, we can offer you other bonuses. The first 4 payments without costs.
Click&Pay Credit Limit. It will allow you to have immediate liquidity so you can make your usual business payments: to pay taxes, social security contributions and payments to suppliers. Without having to go to the branch. And now with: 0% NIR/APR interest, with no commitment fee or early cancellation fee and from €2,000 to €20,000. Conditions valid for 1 year.
VIA-T Card. Avoid queues and delays by using the BBVA VIA-T Card to pay freeway tolls and for some parking lots in Spain. Choose your payment method: Immediately or accumulated until the end of the month. Get discounts on tolls, without the need to use cash or collect tickets. Now with no issue and maintenance fee for the first year.
Access over 6,000 BBVA ATMs throughout Spain.
You can open your Bienvenida Negocios Account and request your debit card in a matter of minutes on the BBVA website or BBVA app.
One Negocios Debit Card can be requested per account holder. Use your Negocios Credit Card at over 3,000 BBVA branches for all your business needs. The granting of this credit card is subject to approval by BBVA.
We do a monthly review of the three previous months, in which we can detect if any condition is not met. Fees are settled on the 15th of each month or the next business day.
For the first 12 full calendar months after opening the Negocios Account, the maintenance fee will be €0/month. After these 12 months, if the monthly review shows that the requirements have not been met, an account maintenance fee of €10 will be charged.
The Bienvenida Negocios Account carries the following fees:
Add and manage all your business bank accounts in one place.
Offer for businesses with a maximum revenue of €5 billion. Financing subject to prior approval by BBVA. Valid until 04/30/2020. This document does not constitute a binding offer or recommendation by BBVA for the contracting of the products and services described in it, nor does it replace or modify the pre-contractual and contractual documentation corresponding to these products and services. Formalization subject to prior analysis and approval by BBVA. BBVA may require additional guarantees as a requirement prior to taking out these products.
To become an online customer you will need: AutoFirma Software; the computer must have the AutoFirma software installed and updated (version 1.5 or higher), Digital Certificate; have the Sole or Joint Administrator Certificate issued by the FNMT and identification documents of the representative residing in Spain (DNI or NIE) and of the company (deeds, powers, etc.) installed on the browser.
Companies with a turnover of less than €5 million: 91 298 35 96
Companies with a turnover of over €5 million: 91 296 70 70
BBVA Net Cash: +34 91 224 98 02
