This product can only be opened online by self-employed workers.
The BBVA Negocios Account (see terms and conditions) is available to BBVA customers or new registrations made from a BBVA branch.
With the BBVA app, you can do all your banking, automate payments and check your deposits, expenses, sales, remittances, cards and POS terminal at a glance. You also get instant notifications of every transaction.
When you become a customer, you can request different solutions: loans to invest in your business, credit accounts for your day-to-day expenses, advance payments or collections, equipment rental and more.
You only have to direct deposit 2 of these professional payments: Social Security payments, taxes or payrolls.
If you don't meet the conditions on a given month, you will be charged a €12 account administration and maintenance fee.
During the first three full calendar months from when the Negocios Account is open, the account maintenance fee will be €0/month. After that time, if these requirements are not met in the monthly review, you will get all the services included by paying a single account maintenance fee of €12/month. The fees will be charged to the Negocios Account on the 15th of each month or on the next business day.
0% APR calculated if the Negocios Account meets the payment requirements in the contract's general conditions. -2.37% APR if requirements not satisfied (calculated based on maintaining an average balance of €6,000).
Are you interested?
You can open the account 100% online.
This product can only be opened online by self-employed workers.
The BBVA Negocios Account (see terms and conditions) is available to BBVA customers or new registrations made from a BBVA branch.
Add your other banks to the BBVA app.
Offer for self-employed workers. Financing subject to prior approval by BBVA. Valid until 04/30/2022. This document does not constitute a binding offer or recommendation by BBVA for the contracting of the products and services described in it, nor does it replace or modify the pre-contractual and contractual documentation corresponding to these products and services. Formalization subject to prior analysis and approval by BBVA. BBVA may require additional securities as a requirement prior to these products being taken out.
To become an online customer you will need: AutoFirma Software; the computer must have the AutoFirma software installed and updated (version 1.5 or higher), Digital Certificate; have the Sole or Joint Administrator Certificate issued by the FNMT and identification documents of the representative residing in Spain (DNI or NIE) and of the company (deeds, powers, etc.) installed on the browser.