This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.
BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.
For new customers
With the Bienvenida Negocios Account, you will be able to use the following services without fees:
The maintenance fee for the Bienvenida Negocios Account is €10/month, except for the first 12 calendar months after opening the account, when the fee will be €0. However, if you meet at least two of the following requirements, this fee will not be applied.
Access over 6,000 BBVA ATMs throughout Spain.
You can open your Bienvenida Negocios Account and request your debit card in a matter of minutes on the BBVA website or BBVA app.
One Negocios Debit Card can be requested per account holder. Use your Negocios Credit Card at over 3,000 BBVA branches for all your business needs. The granting of this credit card is subject to approval by BBVA.
We do a monthly review of the three previous months, in which we can detect if any condition is not met. Fees are settled on the 15th of each month or the next business day.
For the first 12 full calendar months after opening the Bienvenida Negocios Account, the account fee will be €0/month. After these 12 months, if the monthly review shows that the requirements have not been met, an account maintenance fee of €10 will be charged.
The Bienvenida Negocios Account carries the following fees:
It is important for you to know and understand the documents required to open this account. You can view them here:
IP Bienvenida Negocios Account. Pre-contractual information document detailing the terms and conditions between BBVA and the account holder.
Add your other banks to the BBVA app.
For new customers
With the Bienvenida Negocios Account, you will be able to use the following services without fees:
The maintenance fee for the Bienvenida Negocios Account is €10/month, except for the first 12 calendar months after opening the account, when the fee will be €0. However, if you meet at least two of the following requirements, this fee will not be applied.
Access over 6,000 BBVA ATMs throughout Spain.
You can open your Bienvenida Negocios Account and request your debit card in a matter of minutes on the BBVA website or BBVA app.
One Negocios Debit Card can be requested per account holder. Use your Negocios Credit Card at over 3,000 BBVA branches for all your business needs. The granting of this credit card is subject to approval by BBVA.
We do a monthly review of the three previous months, in which we can detect if any condition is not met. Fees are settled on the 15th of each month or the next business day.
For the first 12 full calendar months after opening the Negocios Account, the maintenance fee will be €0/month. After these 12 months, if the monthly review shows that the requirements have not been met, an account maintenance fee of €10 will be charged.
The Bienvenida Negocios Account carries the following fees:
It is important for you to know and understand the documents required to open this account. You can view them here:
IP Bienvenida Negocios Account. Pre-contractual information document detailing the terms and conditions between BBVA and the account holder.
Add and manage all your business bank accounts in one place.
No fee for ordinary transfers and paychecks paid in Euros, Swedish Krona or Romanian Leu (RON) within the European Economic Area (members of the European Union in addition to Iceland, Liechtenstein, and Norway) ordered from bbva.es, the BBVA App, BBVA Net Cash and BBVA ATMs. Not including transfers on magnetic media, FMOs (Fund Movement Orders), same-day-value transfers and immediate transfers. For transfers that are not included, the accompanying expenses and transfer fees established for these purposes on the rate sheet will apply.
Offer for businesses with a maximum revenue of €5 billion. Financing subject to prior approval by BBVA. Valid until 12/31/2020. This document does not constitute a binding offer or recommendation by BBVA for the contracting of the products and services described in it, nor does it replace or modify the pre-contractual and contractual documentation corresponding to these products and services. Formalization subject to prior analysis and approval by BBVA. BBVA may require additional guarantees as a requirement prior to taking out these products.
To become an online customer you will need: AutoFirma Software; the computer must have the AutoFirma software installed and updated (version 1.5 or higher), Digital Certificate; have the Sole or Joint Administrator Certificate issued by the FNMT and identification documents of the representative residing in Spain (DNI or NIE) and of the company (deeds, powers, etc.) installed on the browser.
Companies with a turnover of less than €5 million: 91 298 35 96
Companies with a turnover of over €5 million: 91 296 70 70
BBVA Net Cash: +34 91 224 98 02
