Agricultural financing

Get your CAP subsidy and give a boost to your agricultural holding

  • Apply for the CAP advance with no commitment fee.
  • Interest rate: quarterly Euribor + 1.5%.
  • No fee for early repayment of the loan.
  • Plus, you can get a €50 fuel coupon.

When you direct deposit your subsidy with us, you will have liquidity for your day-to-day farming operations.

View terms and conditions.

Get special financing terms for direct depositing your CAP with BBVA

  • When you request the aid, you just need to provide a BBVA account. If the aid is for over €3,000 and you're one of the first 7,000 applicants, you will get a €50 fuel coupon.
  • Get an advance of the grant by arranging for your CAP to be paid into your BBVA account. You can also request the whole amount.

    *Product available for businesses with a turnover under 5 million euros

  • The loan you need for your agricultural and livestock operations. Tailor the term and the interest rate. No commitment fee if you direct deposit the CAP with BBVA this year.

    *Product available for businesses with a turnover under 5 million euros

We'll tell you in detail how CAP subsidies work

You can direct deposit your CAP with BBVA until 04/30/2024, and then request financing with the CAP Advance or financing to invest in your farm with the BBVA Agropréstamo loan through 12/31/2024, with no commitment fee. Financing subject to prior approval by BBVA.

  • Sample CAP Advance of €22,000 taken out on 02/02/2024, repaid in full on 12/15/2024. €0 opening fee; variable NIR (3-month Euribor + 1.5%): 5.4%; APR of 5.512%; total amount repayable: €23,036.20. Quarterly payment: 1st payment €297, next 2 quarters €303.60 in interest and a final payment of €22,132.00 once the subsidy is received in your account.
  • Example of Agropréstamo loan for €60,000 over 60 months; €0 opening fee; variable NIR (12-month Euribor + 1.5%): 5.037%; APR: 5.133%. Total amount repayable: €68,247.29
  • Fuel gift voucher of €50 for direct depositing a CAP subsidy of over €3,000 into your BBVA account, if you are one of the first 7,000 applicants, redeemable at service stations of the Repsol Group. The gross value of the voucher is €60 (subject to a tax withholding of 19%, retained by the Bank). BBVA is not responsible for possible legal changes in tax matters

See terms and conditions of the promotion

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