Insurance intended for SMEs and self-employed workers, designed to provide a quick response and cover damage caused by a cyber attack or breach of personal or confidential data, either personal damage or damage caused to third parties.
Highly specialized team (CyberSOC Deloitte) to provide cover in the event of a data breach, systems failure, security failure due to a cyber attack or a suspected cyber attack or threat of extortion.
Cover for personal damages includes the loss of profits.
Free access to the training programme CyberAcademy (up to 10 employees).
Alerts service, for notification of cyber attacks and vulnerabilities.
This product is intended for SMEs and self-employed workers from all sectors of the economy with a turnover not in excess of €7,500,000 (except for companies dedicated to financial services, gambling activities, pornography and organizations regulated by public law).
Assistance in the event of data breach, systems failure, security failure due to a cyber attack or a suspected cyber attack or threat of extortion, which includes:
In addition, with prior approval from the insurance company:
This cover is intended to get your business going again, and includes:
If the policyholder receives a claim or is subject to a data inspection, the insurance covers: economic compensation, including for data loss/theft, the economic cost of data protection sanctions, sanctions arising from non-compliance with the PCI regulations.
Claims (Public Liability) filed against the customer arising from a cyber attack on the website or social networks due to non-compliance with intellectual property or defamation rights regarding a product.
Cover for stores with online sales. It covers economic losses of the customer due to the difference between the official prices authorized by the company on its websites and the prices intentionally modified downwards by an unauthorized third party.
It covers economic losses caused by the issue of transfers as a result of non-authorized access to the client's computer systems (Cyber Theft). Transfers of funds as a result of identity theft or social engineering are not covered.
The product offers a choice of different compensation limits, depending on whether you are self-employed or a company, the number of employees and the turnover. The compensation limits available are:
To calculate the amount of insurance needed, here you will find the sublimits, that is, cover that includes lower compensation limits (or sublimits), regardless of the amount or compensation limits agreed in the policy.
Loss of profit due to interruption of the company's IT systems
Loss of profits due to supplier responsibility
||€50,000 (max. term 60 days)|
Sanctions by payment card industry companies
Online store insurance
||€25,000 (max. term 60 days)
Electronic theft of store electronic store theft
For self-employed workers with up to 4 employees:
For SMEs with CIF and self-employed workers with more than 4 employees and a turnover of more than €500,000:
IT incident management is exempt from excess (1) except additional services such as notification costs, creation of a telephone helpline, monitoring of compromised information, which will receive the general excess applicable to the policy.
A waiting period will be applied(2) to coverage for:
(1) Deductible: amount that will be deducted from the compensation in the event of a claim.
(2) Grace period: the period of time before the policy comes into effect, during which time the insurance is not effective. This term is calculated from the effective date of the policy.
Hiscox S.A., Branch in Spain.
BBVA MEDIACIÓN, OPERADOR DE BANCA-SEGUROS VINCULADO, S.A., with registered address in Madrid at Calle Azul no. 4, and registered in the Special Registry of Insurance Brokers of the Directorate-General for Insurance and Pension Funds under code OV-0060. With liability insurance arranged and sufficient financial resources.
Hello, before continuing, please indicate whether you are self-employed or a company, and if you are already a customer or not: