Blue Monday is the saddest day of the year because it brings together everything that can affect one's mood: the Christmas holidays are over, the cold winter lies ahead, there are Christmas bills to pay, the New Year's resolutions are already broken...
Blue Monday
The saddest day of the year
What is Blue Monday?
Blue Monday is the saddest day of the year, according to science. It was created in 2005 by Cliff Arnall, a psychology professor who taught at the University of Cardiff's School of Psychiatry. He stated, with no hesitation, that he had come up with the mathematical formula that would help determine the saddest day of the year. And what day was that? The third Monday in January.
When is Blue Monday?
Blue Monday, as Professor Cliff Arnall's formula rightly stated, takes place on the third Monday in January. Why? Because it combines a number of negative factors:
- It's the worst day of the week, since it starts off the week.
- Enough time has passed since the start of the year to set aside our New Year's resolutions.
- People haven't gotten their January paycheck yet.
- We start feeling the pressure of all the money spent at Christmastime.
- The weather is more rainy, and it's getting colder.
Why is it called Blue Monday?
Let's look at the two words in Blue Monday:
- There's Monday, which is the first day of the workweek.
- And then there's Blue, which is a term that is used to denote something that causes sadness or unhappiness.
So, by combining both, we get what in Spanish is known as Lunes Triste.
Blue Monday deals
It's true that Blue Monday deals are not as numerous as those of other 'special days', such as Valentine's Day or 'Black Friday'. However, there are several brands, especially from the technology sector, that take advantage of this Blue Monday to offer their customers special deals through their websites in an effort to 'cheer them up on this saddest day of the year'.
How can I finance my Blue Monday purchases?
To make it easier to purchase Blue Monday gifts, BBVA offers its customers different financing options, including a Personal Online Loan and a Fast Online Loan for new customers, which you can request from bbva.es or the BBVA app without providing any documentation, and receive a reply within approximately 8 working hours.
Loan Simulator
With the BBVA online loan calculator, you can calculate the conditions of the financing you need. In only 3 minutes by choosing the amount and the term.
We're lowering the rates on our fast loans for new customers!
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Online Fast Loan Without Documents
- We're lowering the price. Now from 4.25% fixed NIR (4.50% APR) when you direct deposit your paycheck or pension with BBVA, up to 5.25% fixed NIR (5.54% APR) if you don't direct deposit a paycheck or pension with BBVA.
- Request from €3,000 to €20,000 and one borrower.
- We'll get back to you in about 8 business hours.
- No need to open an account or direct deposit your paycheck.
- And no commitment fee</span>.
- Only for non-customers until July 25, 2022!
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Personal Online Loan
Turn your projects into reality Request up to €75,000 in less than 3 minutes. -
Fee-Free Online Account
Enjoy these advantages with no fees or conditions.- €0 for administration and maintenance of the account.
- €0 annual fee for the Aqua Debit Card.
- And of course, there's no need to arrange for your paycheck or bills to be directly paid into or debited from your account.
And now, with the Plan Invita a un Amigo, you could get up to €350 when you bring your friends to BBVA, and they can get €15 each.