Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
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    Experiences

    • Aggregation service

      Aggregation service

      If you're self-employed, you can now add your other banks to the BBVA app.

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      BBVA My Business

      Manage your everyday business operations with ease on your cell phone.

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      BBVA Company aggregator

      All your business bank accounts in the same place with the aggregation service.

    Bienvenida Account for self-employed workers and companies

    New bank, zero fees on the usual services. Whether you are self-employed, an SME or a company, a new bank has many advantages.

    Zero fees for the first 12 months, extendable indefinitely depending on your company's turnover.

    More information
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      ADVERTISING
      MM/DD/YYYY

      Export advances

      A specific credit limit for exports.

      • Advance all or part of the receivable.
      • The advance will be in your account instantly.
      • Take on projects without losing liquidity.
      Request information

      You only pay for what you use

      • Availability at no cost
        You will only pay for the amount you use to advance the collection of your exports. If your annual limit is €64,000 and you end up using €25,000, you will pay for those €25,000.
      • Personalized price
        When you sign up for this credit limit, an adviser will analyze your case and your needs and offer you an interest rate.

      You can use the limit two ways

      • Post-financing
        You can use the amount you have available to advance the collection once the project is over.
      • Pre-financing
        You can also use this credit limit to cover the expenses involved in carrying out a project or producing an order for more units than usual.
      You will be able to use it from your online banking service for most of your invoice advances.

      Boost your sales

      • Give your exports a boost
        By having the money available for longer, you will be able to take on larger projects and invest more capital in their development.
      • Don't let anything stand in the way of your business
        Collecting your invoices early means not losing the liquidity you need to continue your company's activity.

      A personal adviser at your side

      • Specialists to answer your questions
        Our team of specialists in trade finance will make your international transactions easier. Your adviser will help whenever you have questions on financing imports.
        Count on our experience

        You will have a specialized personal adviser at your disposal. You can rely on your adviser to answer questions about your international activity and thus minimize any potential risks.

        • No added cost.
        • Get the information when you need it.
         
        Request information

      Are you interested?

      You can apply for this credit limit at any of our branches. From here you can send in a form to have us contact you.

      Request information

      Some questions that may come up

      Any company with a BBVA account can request the financing. Please note that the financing is always subject to approval by the bank.

      In addition to having opened and activated an online banking service, two conditions must be met: 

      • It must be post-financing, meaning it must be an advance on a receivable invoice.
      • The person completing the purchase must be in one of the 37 OECD countries or in Latin America.

      Other products that might be of interest to you

      • International guarantees and collateral

        You can guarantee payments or satisfy commitments with your international customer.
        More information
      • Currency insurance and currency exchange

        If you operate with foreign currency, you can reduce the risk of varying exchange rates.
        More information
      • Click&Pay credit limit

        A credit limit that makes an amount available to you to pay taxes, salaries and other routine expenses.
        More information
      See more trade finance

      Be a BBVA customer.

      • We work to ensure that borders don't hinder your business.
      • We believe in a way of banking that focuses on people: bancaresponsable.com.
      Export advances
      More information
      Offer valid during current month
      1. Trade finance
      2. Export advances
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      Banco Bilbao Vizcaya Argentaria S.A. 2023

      Creating Opportunities