Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
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      Experiences

      • Aggregation service

        If you're self-employed, you can now add your other banks to the BBVA app.

      • BBVA My Business

        Manage your everyday business operations with ease on your cell phone.

      • BBVA Company aggregator

        All your business bank accounts in the same place with the aggregation service.

      Accounts for self-employed workers and companies

      New bank, zero fees on the usual services. Whether you are self-employed, a SME or a company, a new bank has many advantages.

      No fees for the first 12 months for new registrations of self-employed workers or companies with a turnover of more than 5 million euros.

      More information
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      International guarantees and collateral

      Guarantee the payment of commitments and obligations.

      Made by your company to third parties.
      • All types of services to cover your needs, whether you're an importer or exporter.
      • Remote banking to submit all types of questions and inquiries.
      • With the collaboration of CESCE to reinsure operations with greater risk.
      • You can do it digitally from Avalbox.
      Apply

      What are endorsements and guarantees?

      • Guarantees and endorsements are instruments used by a financial institution to serve as a guarantor for the commercial or financial commitments acquired by a client company in its operations. This way, they irrevocably ensure compliance with the commercial and/or financial commitments derived from national and international operations.

        You can also use our remote banking system to perform all types of queries regarding the status of your endorsements: general data, settlements and upcoming maturities, among others.

      What type of guarantees are offered?

      • Three guarantees
        • Bid (Bid bond): These are used to present in tenders.
        • Performance (Performance bond): The guarantor undertakes to pay the agreed amount to the payee in the event that the contract is breached by the ordering party.
        • Reimbursement (Advance payment bond): The payee is guaranteed a refund of advance payments if the ordering party breaches the terms of the contract.

      Do it digitally through Avalbox

      • With Avalbox, you can request, consult, cancel and track the status of your 100% international guarantees online, from the website or your mobile.
        Benefits
        • Process your international guarantees from anywhere.
        • Instantly find out your risk limits, issued guarantees, maturity dates, beneficiaries, amounts, etc.
        • With the book value in € of the amount in the currency of the guarantee.
        • Request your guarantee using predefined texts or those you propose.
        • With cost information from the very beginning.

         

        How is the guarantee filed securely?
        • Direct: BBVA issues the guarantee. File it on paper or in a SWIFT message.
        • Counter-guarantee: A foreign bank issues the guarantee. File exclusively through SWIFT.

      Request international guarantees and endorsements

      Apply

      Do you know the definition?

      Provided in the body of the same document (e.g., bill, promissory note, etc.).

      Issued in a separate document from the principal secured obligation. Unlike the documentary letter of credit, in guarantees the payment by the issuing institution is only potential (i.e. will only occur if the secured party defaults). The guarantee is not a payment method.

      • Payer: someone who orders his/her bank to issue a guarantee.
      • Guarantor: a bank that issues the guarantee and undertakes to pay if the ordering party breaches his/her obligations.
      • Payee: the person to whom the guarantee is issued.
      • Counter-guarantor: a bank that guarantees the guarantor.

      You might also be interested in

      • Financing of imports

        • A credit limit for purchases abroad.
        • An amount is available to you for the whole year.
        • You can finance directly from your online banking service.
        Read more Request information
      • Currency insurance and currency exchange

        • Purchase and sell currencies at a set price.
        • Lower the risk of currency fluctuations. 
        • Different options available.

         

         

        Read more Request information
      See more guarantees

      Be a BBVA customer.

      • At BBVA, we give you the tools to manage your business payments easily.
      • We are working to make your life a little easier with our digital solutions.
      • Our approach is based on transparency, clarity and responsibility.

      Discover the BBVA Company Aggregator

      Add and manage all your business bank accounts in one place.

      Manage all your accounts, make better decisions, and save time for your business.
      More information
      International guarantees and collateral
      Apply
      Offer valid during current month
      1. Endorsements
      2. International guarantees and collateral
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