The exchange rate offered by the bank includes a margin to offset the risk it takes due to market variations.

Currency insurance and currency exchange
Forward transactions
-
What forward operations areForward transactions consist of "locking in" the price at which you will buy a currency on a specific date, that is, you guarantee an exchange rate for that day.
-
They provide flexibilityIf you enter into a forward operation because you are going to make a purchase in dollars (USD) within a month, but the payment ends up being moved up, the exchange rate of the operation is adjusted to the market conditions at the time, but you do not pay a fee for the change.
One variant, American forward
-
What American forward entailsIn American forward operations, you also set the price that a currency will have in the future, but if you move the date up, the exchange rate is maintained.
-
When to choose American forwardThe American forward is a good option if you want to set an exchange rate and make sure it will not vary even if you have to move up the settlement date you had chosen.
Spot transactions
-
What a spot transaction isSpot currency transactions are those that are settled between the contract date and two business days later. As in the previous ones, a price is also set.
-
You can do them on your phoneYou can do your spot currency trades from the Net Cash website, the online banking service for companies, and also from the app.

You can do spot and forward transactions directly from the online banking service for companies.
A personal adviser at your side
-
Specialists to answer your questions
Your personal international trade adviser will answer any questions you have about important aspects of your activity abroad.
Would you like more information?
Other products that might be of interest to you
Be a BBVA customer.
- We work to ensure that borders don't hinder your business.
- We believe in a way of banking that focuses on people: bancaresponsable.com.

Currency insurance and currency exchange
More information