Directors and officers civil liability insurance

You can receive complaints as part of a civil, arbitration, criminal, or administrative case, or a written request, from:

• Partners and shareholders: due to mismanagement by the company and/or for having made decisions that they deem to have violated or harmed their interests. 
• Employees: claims for damages caused by an improper employment action: discrimination, harassment at work, defamation, etc.
• Government bodies: subsidiary tax liability, administrative fines imposed on the administrator, etc.
• And others: company, buyers, for any damages resulting from an incorrect decision involving the management of the company.

The product's maximum applicable indemnity limits and sublimits:

• General compensation limit of up to €3,000,000 (depending on your company's turnover).
• Insolvency Guarantee Expenses: Maximum of €250,000.
• Public image restoration expenses: 10%, with a minimum of €100,000 and maximum of €300,0000.
• Administrative fines and sanctions: 10%, with a maximum of €150,000.
• Legal expenses for reckless homicide or for involuntary violation of the Occupational Risk Prevention Law: Maximum of €150,000.

By law, we have to provide you with a standard insurance product information document to help you understand the main features.

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