What are the necessary requirements?

Have an account at BBVA and be the account holder of the same.

Agrocoop Business Card

Designed for farmers and agricultural and livestock cooperatives.

Customizable with your cooperative's logo.
Extensive coverage from the associated insurance plans.
From €600 to €6,000 credit.
No credit card issuance or maintenance fees for the first year.

How does it work?

This credit card can be used to spend money up to a set limit, make purchases, and withdraw cash at ATMs, without touching the money you have in your account. You can pay it back at the end of the month or defer the payment in several installments. Credit cards are products used for financing; therefore, they require bank authorization prior to being issued.

Features

Credit limit: from €600 to €6,000.

Option to include the cooperative logo provided that it has already been registered at the bank.

Travel accident insurance of up to €310,000.

Medical expenses insurance of up to €3,000.

Baggage loss insurance of up to €600.

Flight delay insurance of up to €570.

Employee disloyalty insurance of up to €15,000.

Payment methods

Payment methods:

Total payment: you pay back the money spent on the 5th day of the following month, with no interest.

Deferred payment: fixed amount (from €18) or a percentage (starting at 5%), with interest fees.

Apply for the Agrocoop Business Card

Apply

Would you like more information?

Credit card issuance and maintenance fee: €0 the first year. For the remaining years, there will be an €8.26 issuance and maintenance fee for each account holder.
Interest rate:
- Deferred payment: 19.56% APR.
Fees for withdrawing cash using a card at an ATM:

Cash withdrawal	Debit	Credit
Cash withdrawal BBVA group ATMs in Spain	Debit 0% (minimum € 0)	Credit 0% (minimum € 0)
Cash withdrawal ATMs in Spain of banks other than the BBVA group	Debit Note 1	Credit Note 2
Cash withdrawal ATMs outside of Spain	Debit 2% (minimum €2.40)	Credit 4% (minimum €2.40)

Note 1: For credit card cash withdrawals made in Spain at ATMs owned by banks other than the BBVA Group, BBVA will charge the same amount as the fee charged by the ATM provider to BBVA. This amount will be provided by the bank that owns the ATM before the cash withdrawal.

Note 2: For credit card cash withdrawals made in Spain at ATMs owned by banks other than the BBVA Group, BBVA will charge the same amount as the fee charged by the ATM provider to BBVA. This amount will be provided by the bank that owns the ATM before the cash withdrawal. Likewise, BBVA will charge you the associated fee for provision of credit at BBVA Group ATMs in Spain. This fee is in addition to that for cash withdrawals on credit by card at ATMs of banks in Spain not in the BBVA Group.

Fee for using the card outside the Eurozone: 1.5% on the equivalent amount in euros for all transactions outside of the Eurozone, based on the exchange rate obtained by the payment systems on the date when the respective settlement occurs.

There are also certain additional fees, for example, for falling behind on monthly payments, making credit card cash withdrawals and transfers, and using the card abroad. Before signing the contract, you will receive the European standardized information on consumer credit.

Accounts for self-employed workers and companies

Agrocoop Business Card