- Credit card issuance and maintenance fee: €0 the first year. For the remaining years, there will be an €8.26 issuance and maintenance fee for each account holder.
- Interest rate:
- Deferred payment: 19.56% APR.
- Fees for withdrawing cash using a card at an ATM:
| Cash withdrawal | Debit | Credit |
|---|---|---|
| Cash withdrawal
BBVA group ATMs in Spain
|
Debit
0% (minimum € 0)
|
Credit
0% (minimum € 0)
|
| Cash withdrawal
ATMs in Spain of banks other than the BBVA group
|
Debit
Note 1
|
Credit
Note 2
|
| Cash withdrawal
ATMs outside of Spain
|
Debit
2% (minimum €2.40)
|
Credit
4% (minimum €2.40)
|
Note 1: For credit card cash withdrawals made in Spain at ATMs owned by banks other than the BBVA Group, BBVA will charge the same amount as the fee charged by the ATM provider to BBVA. This amount will be provided by the bank that owns the ATM before the cash withdrawal.
Note 2: For credit card cash withdrawals made in Spain at ATMs owned by banks other than the BBVA Group, BBVA will charge the same amount as the fee charged by the ATM provider to BBVA. This amount will be provided by the bank that owns the ATM before the cash withdrawal. Likewise, BBVA will charge you the associated fee for provision of credit at BBVA Group ATMs in Spain. This fee is in addition to that for cash withdrawals on credit by card at ATMs of banks in Spain not in the BBVA Group.
- Fee for using the card outside the Eurozone: 1.5% on the equivalent amount in euros for all transactions outside of the Eurozone, based on the exchange rate obtained by the payment systems on the date when the respective settlement occurs.
There are also certain additional fees, for example, for falling behind on monthly payments, making credit card cash withdrawals and transfers, and using the card abroad. Before signing the contract, you will receive the European standardized information on consumer credit.
