SEPA direct debits

Optimize recovery stocks.

Bills will be paid by direct debit in a financial institution and will be charged upon presentation with the authorization of the holder of the charge account.
  • Expedite the filing of debit entries.
  • Reduction of costs.
  • Specific and detailed information.

How does it work?

  • Collection by direct debit (Rulebook 19 of the AEB, the Spanish Banking Association) allows issuing customers to:

    • Optimize the transaction value dates applied to the deposits by streamlining the filing of debit entries.
    • Reduce administrative costs by eliminating paperwork and other types of physical media.
    • Optimize recovery stocks, by having punctual, detailed information of the refunds on the same day they are charged.

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  • Liquidity at times of greater outgoings or less business. You only pay for what you use, with no interest or cancellation penalty.
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  • At BBVA, we want to help you with the daily management of your business.
  • We are leaders in digital innovation working to make your life that bit easier.
  • We believe in doing things a transparent, clear and responsible way.
  • At BBVA, we want to help you with the daily management of your business.
  • We are leaders in digital innovation working to make your life that bit easier.
  • We believe in doing things a transparent, clear and responsible way.

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View the status of your accounts, cards, recent transactions, pension plans, etc., with the BBVA app aggregation service.
View the status of your accounts, cards, recent transactions, pension plans, etc., with the BBVA app aggregation service.