What does this insurance cover?

  • Incident response
    • Telephone helpline available 365 days a year to stop the attack and identify the causes.
    • Legal advice and external communication.
    • Expenses for reporting and external telephone service to answer queries from affected persons.
    • Monitoring of compromised information.
    • Forensic report on measures to be taken in systems to restore them.
    Losses for the policyholder
    • Expenses to recover data in computer systems.
    • Expenses arising from cyber extortion and data seizure.
    • 50% of loss of profits due to the partial or total interruption of the computer systems due to the incident, up to a maximum of €250,000.
    • Loss of profits in the event of business suspension as a result of an attack on a supplier of the insured person. Up to €50,000, for a maximum of 60 days.
    Public liability for security breach
    • Financial compensation in the event of data loss or theft.
    • Financial amount of penalties imposed for non-compliance with data protection regulations.
    • Financial amount of penalties imposed under the regulations of electronic card issuing bodies (PCI) up to €50,000.
    Public liability for digital content
    • Attacks on your website or social networks for breach of intellectual property law or defamation of a product.
    Hiscox CyberClear Academy Training
    • Free subscription for up to 10 people to receive training in cybersecurity.