Yes, to be eligible for this business loan, you must have been a BBVA customer for over 6 months.
Online Negocios Loan
Grow your business.
The investment you need.
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Up to €50,000.
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Instant loan.
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Fixed and personalized interest rate.
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Self-employed Self-employed How do I open one?
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To successfully apply for the Online Business Loan, you must follow these simple steps:
- Log in to your private area and select the Online Negocios Loan.
- Choose the amount and the repayment term.
- Use your digital signature and we will pay the money into your account as soon as your application is approved.
How does it work?
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You can use your BBVA Online Negocios Loan as follows:
- To pay for general machinery, vehicles, transport (not vehicle), electronics, IT or other investments.
- You need to have been a BBVA customer for at least 6 months.
- You can apply for between €3,000 and €50,000.
- Can return it in a minimum term of 14 months and maximum of 60 months.
Would you like more information?
Yes, this online loan has a personalized opening fee based on the repayment term, which will be applied once on the amount borrowed.BBVA may request you to submit supporting documents about the investment recipient. If you are unable to present written proof, or if it does not correspond with the information you initially provided, the Bank may modify the loan conditions, adapting them to the specific loan purpose.Yes, you can repay the loan before the chosen term. Take into account, however, that a fee of 5% on the amount to be cancelled will be charged for early partial or full repayment.The payments will be made from your BBVA account on the last day of each month.In the event of a delay in the monthly repayment, the corresponding late payment fees will be applied. Non-payment may cause serious consequences (such as foreclosure) and affect your credit score.
BBVA recommends responsible use of the loan in order to be able to pay the monthly instalments and avoid surcharges in fees or interest.
Before signing the contract, you will receive the European standardized information on consumer credit. To grant loans based on prudential and responsible criteria, the bank may request the involvement of a notary public.The NIR (Nominal Interest Rate) is paid to a bank in exchange for the money that it loans to customers. The NIR is usually less than the APR and can't be used to compare the cost of different loans, since it only considers the interest rate and not all the costs of the transaction.
The APR (Annual Percentage Rate) indicates the cost of a financial product, such as loans, including the interest and other associated expenses and fees. This figure lets you compare different loans since the lower the APR, the cheaper the loan.
You might also be interested in
See more financing-
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Click&Pay credit limit
Liquidity at times of greater outgoings or less business. You only pay for what you use, with no interest or cancellation penalty. -
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Negocios Credit Card
The credit card to manage your expenses and those of your company while you save 2% on fuel. -
![]()
Sick leave insurance
Ensure your income for when you are on leave from work and know in advance how much you will receive.
Financing: Why BBVA? Financing: Why BBVA? Become a BBVA customer
- At BBVA, we want to help you grow your business by offering the financing you need.
- We are leaders in digital innovation working to make your life that bit easier.
- We believe in doing things a transparent, clear and responsible way.
- At BBVA, we want to help you grow your business by offering the financing you need.
- We are leaders in digital innovation working to make your life that bit easier.
- We believe in doing things a transparent, clear and responsible way.
Your other banks - Self-employed workers Your other banks - Self-employed workers Your other banks
Add your other banks to the BBVA app.
View the status of your accounts, cards, recent transactions, pension plans, etc., with the BBVA app aggregation service.View the status of your accounts, cards, recent transactions, pension plans, etc., with the BBVA app aggregation service. -
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SMEs SMEs How do I open one?
-
To successfully apply for the Online Business Loan, you must follow these simple steps:
- Log in to your private area and select the Online Negocios Loan.
- Choose the amount and the repayment term.
- Use your digital signature and we will pay the money into your account as soon as your application is approved.
How does it work?
-
You can use your BBVA Online Negocios Loan as follows:
- To pay for general machinery, vehicles, transport (not vehicle), electronics, IT or other investments.
- You need to have been a BBVA customer for at least 6 months.
- Can request from 3,000€ until 25,000€.
- Can return it in a minimum term of 14 months and maximum of 60 months.
Would you like more information?
Yes, to be eligible for this business loan, you must have been a BBVA customer for over 6 months.Yes, this online loan has a personalized opening fee based on the repayment term, which will be applied once on the amount borrowed.BBVA may request you to submit supporting documents about the investment recipient. If you are unable to present written proof, or if it does not correspond with the information you initially provided, the Bank may modify the loan conditions, adapting them to the specific loan purpose.Yes, you can repay the loan before the chosen term. Take into account, however, that a fee of 5% on the amount to be cancelled will be charged for early partial or full repayment.The payments will be made from your BBVA account on the last day of each month.In the event of a delay in the monthly repayment, the corresponding late payment fees will be applied. Non-payment may cause serious consequences (such as foreclosure) and affect your credit score.
BBVA recommends responsible use of the loan in order to be able to pay the monthly instalments and avoid surcharges in fees or interest.
Before signing the contract, you will receive the European standardized information on consumer credit. To grant loans based on prudential and responsible criteria, the bank may request the involvement of a notary public.The NIR (Nominal Interest Rate) is paid to a bank in exchange for the money that it loans to customers. The NIR is usually less than the APR and can't be used to compare the cost of different loans, since it only considers the interest rate and not all the costs of the transaction.
The APR (Annual Percentage Rate) indicates the cost of a financial product, such as loans, including the interest and other associated expenses and fees. This figure lets you compare different loans since the lower the APR, the cheaper the loan.
You might also be interested in
See more financing-
![]()
Click&Pay credit limit
Liquidity at times of greater outgoings or less business. You only pay for what you use, with no interest or cancellation penalty. -
![]()
Negocios Credit Card
The credit card to manage your expenses and those of your company while you save 2% on fuel. -
![]()
Sick leave insurance
Ensure your income for when you are on leave from work and know in advance how much you will receive.
Financing: Why BBVA? Financing: Why BBVA? Become a BBVA customer
- At BBVA, we want to help you grow your business by offering the financing you need.
- We are leaders in digital innovation working to make your life that bit easier.
- We believe in doing things a transparent, clear and responsible way.
- At BBVA, we want to help you grow your business by offering the financing you need.
- We are leaders in digital innovation working to make your life that bit easier.
- We believe in doing things a transparent, clear and responsible way.
BBVA One View - SMEs and Business BBVA One View - SMEs and Business Discover BBVA One View
Add and manage all your business bank accounts in one place.
Manage all your accounts, make better decisions, and save time for your business.
Manage all your accounts, make better decisions, and save time for your business.
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The Businesses Online Loan BBVA allows that self-employed workers and SMEs obtain the financing that need for your investments in a fast and simple way.