Online Business Loan

To make your ideas and your business grow

Change your vehicle, upgrade your electronic equipment or invest in energy improvements to make your projects more sustainable.

  • Up to €50,000 if you are self-employed or your company has a turnover of less than €5 million per year.
  • From 14 months to 10 years to repay it if you are self-employed, and from 14 months to 7 years to repay it if you are an SME.
  • With a fixed and personalized interest rate and a discount for sustainable uses.

Do you need more than €50,000?

Contact the team of advisers at BBVA for advice and answers to your questions.

Don't let anything hold you back

  • For everything your projects need

    Vehicles, machinery, electronics, energy improvements, equipment renewal, software licenses, etc.

  • Instantly credited to your account

    Once we review all your details, we will deposit the amount directly into your account.

  • 100% online, fast with no paperwork

    You can apply through the app or website, without having to go to a branch.

Take your projects to a more sustainable level

Contribute to environmental improvement with your projects. You can switch your car to an electric or plug-in hybrid, install solar panels, renovate your business to make it more efficient, or purchase energy-saving equipment, with a discounted interest rate if your loan is to improve sustainability.

To do so, you must provide documentation showing that the loan will be used for sustainable purposes aimed at improving energy efficiency.

Want to apply for an Online Business Loan?

It will take under 3 minutes and you can do it 100% online.

  1. Log into the app or website, select the Online Business Loan and click "Calculate payment".
  2. Choose the purpose, amount and repayment period you need for your loan.
  3. Sign it digitally to submit your application.

As soon as we review all your details, we will deposit the amount into your account.

Here's an example: “Pedro's bakery”

Pedro has an artisan bakery and needs €25,000 to upgrade his machinery. He would like to repay the money quickly, with a monthly payment below €1,000.
Quickly and from his bakery on his cell phone, Pedro was able to calculate his payment and apply for the loan.

How did he calculate his payment?

  • Amount: €25,000.
  • Repayment period: 3 years.
  • Interest rate: 6.5% NIR, 6.98% APR.
  • Commitment fee: 0.25% of the amount requested (€100 minimum).
  • Monthly payment: €766.23.
  • Total amount: €27,684.10.

Are you interested?

You can request the Online Business Loan 100% online.

Some questions that may come up

Yes, it has a commitment fee that is based on the amount borrowed. If your goal is sustainable, you will receive a discount of 100% of this fee.

The information that BBVA provides on its financing products does not constitute a firm offer. The amounts shown on the factsheet and in the personalized calculation are based on estimates that we make based on the data we have on you, and are always subject to approval by BBVA. 

This factsheet also does not imply a recommendation to apply for the products or amounts indicated, nor does it commit BBVA to grant them. Furthermore, its information does not replace or amend the pre-contractual and/or contractual documentation that we will send you if your financing application is approved, which you must read and consent to before signing the contract.