Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
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Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
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      POS terminal advance

      Liquidity to expand your business.

      Get a personalized offer based on the sales of your BBVA POS terminal. You'll have the money in your account within 24 hours. Quick and easy. 
      • Interest-free: you just pay a 2% commitment fee for each drawdown. 
      • Pay the money back conveniently through a percentage of your daily sales: you pay less on days with a lower turnover and pay more when your sales increase. 
      • Personalized: the more you sell with your POS terminal, the higher the limit on your advance (up to 15,000 euros). 

      What benefits does it offer?

      • Customized for you
        The amount we offer is based on your past sales so you can pay it back easily. Use the money for whatever you need, for day-to-day operations or to invest in your business. 
        It adapts to your pace
        Choose how much money you need (up to 15,000 euros) and pay it back conveniently over as much as 150 days. 
        Worry-free
        Pay less on days with lower turnover and pay more when your sales increase. Remember that if you don't open on a given day, you won't pay anything on that day. 
        Fast, easy and interest-free
        You request the advance in minutes and receive it in your account in under 24 hours. The POS Terminal Advance has no interest, you just pay a 2% commitment fee for each drawdown. 

      Example of a POS Terminal Advance

      • For an amount of €3,000 with an average daily turnover of €100 in your store, the initial fee would be 60 euros and, by setting a 20% repayment percentage on your daily sales, you would pay back the advance in about 150 days.

      Would you like more information?

      We evaluate aspects of your financial situation such as the average turnover of your BBVA POS terminals in the last 3 months. 

      Only 2% of the amount financed. That's it!

      The money will be available almost immediately, since we will add the amount of the advance to the settlement of your next remittance. 

      To repay the amount loaned, each day we will withhold 20% of your store's sales, up to a maximum of 150 days. If there is still an amount outstanding, it will be charged to your associated account. 
      The Annual Percentage Rate (APR) for the transaction is 10.295% (0% NIR), assuming an advance of 3,000 euros for a store with POS terminal sales of 100 euros a day over 150 days. The initial fee will be 60 euros, and 20 euros will be deducted daily from your turnover to pay back the advance. Calculated based on the effective loan amount and the terms of the contract, in accordance with Bank of Spain Circular 5/2012 of June 27. 

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      Offer valid during current month
      1. POS terminal
      2. POS terminal advance
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