• Paying for your purchases on the 5th of the following month
  

The total amount of the purchases made in the previous month will be charged to the associated account.

• Paying a fixed amount or a percentage each month

A fixed monthly payment (minimum of €18) or a percentage of the balance drawn down (at least 5%) will be charged to the associated account. In both cases, an NIR of 22.20% and an APR from 24.60% apply.