Can I use reverse factoring with international suppliers?

Yes. Plus, the reverse factoring service can be used to make payments in all the leading currencies.

How will my suppliers get paid?

Your suppliers will be paid via transfer. If you don't have their bank details, the payment will be made via check.

And if I make a mistake with a payment order?

That's OK. Whenever you want to change or cancel a payment order, all you have to do is email us.

How far in advance do I have to set up a payment order?

To make sure the payment is made on time, a payment order has to be created at least 3 working days before it is due. For example, if you have a bill due March 6, you will have to tell us by the 3rd.

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What is reverse factoring?

Reverse factoring is a service that makes it easier to pay suppliers. Instead of processing all your invoices yourself, you give us the information and we'll take care of paying each supplier on the exact date.

How does it work?

Just follow these simple steps:

You log into your online business banking.

You send us the payment orders by uploading a data file.

And that's it! Your suppliers will be paid on the specified date or they can request an advance on the invoice.

More advantages for your everyday life

Have peace of mind

You can rest assured that your suppliers will be paid on time.

Optimize resources

You can devote less time to constantly managing and processing invoices.

Simplify your tasks

You'll be able to place payment orders online, automate them and view your products, all from one place.

Improve your relationship with your suppliers

The advantages that reverse factoring offer your suppliers will help you negotiate better terms and conditions.

They have the guarantee of knowing that their payments are managed by a reliable bank like BBVA.

They will be able to request advance payment of the invoices.

If they request an advance, they will get paid sooner.

How can I apply for it?

You just have to go to one of our branches or contact your personal adviser, who will help you sign up for the online business banking service so you can start using it right away.

Would you like more information?

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