This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

BBVA Va Contigo Salary Account

The account for your paycheck or income.

no administration or maintenance fees for this salary account.
with no debit or credit card issue or maintenance fee*.
Just for direct depositing with us your paycheck for more than €800, a pension or unemployment benefit for more than €300 or receiving transfers of at least €2,500/quarter.


When you arrange for your paycheck of at least €800 to be paid directly into your account, your adviser and their team will be available to help you with whatever you need.

Cash withdrawal on debit

No fees for debit cash withdrawals at more than 6,000 BBVA ATMs throughout Spain.

Get paid anytime

Get paid when you want by getting an advance on your paycheck whenever you need it.

Online transfers

No fees for online transfers within the EEA**.

Two account holders

You can also open your Va Contigo Salary Account with two account holders.

Enjoy these benefits

  • The BBVA Va Contigo Account is the ideal account for your everyday transactions and also for important operations. It has three interesting features:
    Get paid anytime

    This service allows you to get an advance on your paycheck before it's paid into your account. It works likes a loan: we pay you in advance (up to €5,000) and you have up to six months to pay it back.

    Discover all the details

    BBVA Advisor

    Do your banking and find answers to all your questions on the Va Contigo Salary Account using simple tools designed for easier and faster communications, from bbva.es or through the BBVA app.

    See more information

    Overdraft Service

    This service offers you the peace of mind you need to handle the unexpected when you don't have sufficient balance in your salary account.

    I want to find out more

    Mi Segunda Cuenta account
    If you have a BBVA Va Contigo Salary Account, you can open a Mi Segunda Cuenta with no fees. Use it to share expenses, for your purchases or for whatever you need.

No fees

  • If you arrange for your paycheck or your pension to be paid directly into your account, or if you receive a minimum income per quarter of the amounts given in "See terms and conditions", you will enjoy your Va Contigo Salary Account without having to pay the following fees:

    • No account administration or maintenance fees.
    • No issue or maintenance fee for your debit or credit card*.
    • No fees for cash withdrawal on debit at BBVA ATMs.
    • €0 on your online transfers within the European Economic Area (EEA).*

    See conditions

Salary calculator

Do you want to know how much you'll get paid every month?

Quickly calculate your gross and net salary, the corresponding withholdings or the amount of your paychecks (monthly and extra).

How do I open a BBVA bank account?

If you are not a BBVA customer, you can now become one and include a second account holder in your account.
To allow you to use the world's best banking App (according to the market research company Forrester) and access all its features, we need you to enter your contact details and passwords (email, phone number, DNI and password).

You can now use our video identification system to contact one of our advisers. It's free and your bank account will be open and operational within 5 minutes.

If you prefer, you can also confirm your identity with an account number which you hold in another bank.


Fill in and confirm your personal details (name, surnames, etc.) that coincide with those of your ID documentation (DNI/NIE) as well as those of your domicile for tax purposes (where you are registered).
You can avoid paperwork and traveling by signing the contracts of your new bank with a code we will send you via SMS (free for you). You will receive it on the mobile phone number you provided in step 2. It's that easy.

Would you like more information?

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*The credit card can only be taken out by the account holder. Granting subject to approval by BBVA.

**On bbva.es, the BBVA app and at ATMs, pay no fees for transfers in euros, Swedish krona or Romanian Leu (ron) within the European Economic Area (members of the European Union + Iceland, Liechtenstein and Norway). Not including transfers on magnetic media, FMOs (Fund Movement Orders), same-day-value transfers and immediate transfers. For transfers which are not included, accompanying expenses and transfer fees established for these purposes do apply.

BBVA Va Contigo Salary Account Open an account