If you are 18 or older and you live in Spain, you can open a Va Contigo Account through bbva.es, the BBVA app or in one of our branches. If you are not a Spanish resident, please visit one of our branches to open your account.
RISK LEVEL
1/6
BBVA Va Contigo Salary Account
The salary account designed for your income.
€0
with no maintenance fee for this salary account.
€0
no issue or maintenance fee for the Aqua Debit Card.
Main advantages of the salary account
When you arrange for your paycheck of at least €800 to be paid directly into your account, your adviser and their team will be available to help you with whatever you need.
Cash withdrawal on debit
No fees for debit cash withdrawals at more than 6,000 BBVA ATMs throughout Spain.
Get paid anytime
Get paid when you want by getting an advance on your paycheck whenever you need it.
Online transfers
No fees for your online transfers within the EEA.
Two account holders
You can also open your Va Contigo Salary Account with two account holders.
Aqua Card. Greater security, more control
A new card with no numbers to control all your expenses
- More secure. The card number and CVV code are no longer printed on it. Only you can access them through the app.
- Dynamic CVV. The CVV security code changes automatically, meaning it's not always the same. This way you will be more protected when you shop online.
- More control. Temporarily turn your cards on or off whenever you want. This way, you can keep them secure if you can't find them or don't use them.
Are you under 30 years old? Open a Va Contigo Salary Account for Young People and get €100 gross
If you are already working, just for direct depositing your paycheck for over €800. Come see it!
Switch over to BBVA, hassle free
With the Bank Switching Service, we will handle everything for you:
- Without having to go to a branch.
- With no paperwork.
- And without talking to your other bank.
A free and simple way to transfer your income and bills, or an entire account, from another bank. You decide what you want to transfer and BBVA will take care of everything.
Enjoy these benefits
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The BBVA Va Contigo Account is the ideal account for your everyday transactions and also for important operations. It has three interesting features:Get paid anytime
This service allows you to get an advance on your paycheck before it's paid into your account. It works likes a loan: we pay you in advance (up to €5,000) and you have up to six months to pay it back.
BBVA AdvisorDo your banking and find answers to all your questions on the Va Contigo Salary Account using simple tools designed for easier and faster communications, from bbva.es or through the BBVA app.
Overdraft ServiceThis service offers you the peace of mind you need to handle the unexpected when you don't have sufficient balance in your salary account.
Mi Segunda Cuenta accountIf you have a BBVA Va Contigo Salary Account, you can open a Mi Segunda Cuenta with no fees. Use it to share expenses, for your purchases or for whatever you need.
Fees
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If you arrange for your paycheck or your pension to be paid directly into your account, or if you receive a minimum income per quarter of the amounts given in "See terms and conditions", you will enjoy your Va Contigo Salary Account without having to pay the following fees:
- No account maintenance fee.
- No issue or maintenance fee for the Aqua Debit Card.
- No fees for cash withdrawal on debit at BBVA ATMs.
- €0 in your online transfers within the European Economic Area.
Salary calculator
Do you want to know how much you'll get paid every month?
Quickly calculate your gross and net salary, the corresponding withholdings or the amount of your paychecks (monthly and extra).
Do you want a card?
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Aqua Debit Card
Free for all account holders
Your purchases and cash withdrawals will be charged to your account right away.
You can get more information on the card here.
How do I open a BBVA bank account?
Choose the number of account holders
If you are not a BBVA customer, you can now become one and include a second account holder in your account.Establish your contact and access details
In order to use the BBVA app and get access to all its features, you need to enter your contact and login details (email, phone, DNI/NIE and password).Choose how you want to identify yourself
You can now use our video identification system to contact one of our advisers. It's free and your bank account will be open and operational within 5 minutes.
If you prefer, you can also confirm your identity with an account number which you hold in another bank.
Fill in your personal and financial details
Fill in and confirm your personal details (name, surnames, etc.) that coincide with those of your ID documentation (DNI/NIE) as well as those of your domicile for tax purposes (where you are registered).Sign the contracts
You can avoid paperwork and traveling by signing the contracts of your new bank with a code we will send you via SMS (free for you). You will receive it on the mobile phone number you provided in step 2. It's that easy.Would you like more information?
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To save.
- €0 with no administration or maintenance fee on the account.
- Your savings are always available whenever you need them.
No fees to help you achieve the goals you set.
Do you want to use the BBVA app even if you're not a customer?
You'll be able to control your finances from one place, see all your accounts and products from your other banks, use tools, make transfers, all without leaving the BBVA app. It's free and you don't have to sign up for any products.
Be a BBVA customer.
- At BBVA we want to help you with your day-to-day errands.
- We're leaders in digital innovation and we're working to make your life a little bit easier.
- Our approach is based on transparency, clarity and responsibility.
BBVA Va Contigo Salary Account
Open an account