SELF-EMPLOYED WORKERS

We offer you the tools that will make your business' day-to-day operations easier.

At BBVA, we develop solutions that freelancers can use to effectively respond to any situation.

Discover our solutions

What does your business need?

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Click&Pay

A credit limit gets you liquidity with a single click. To pay your payroll, taxes, suppliers, social security contributions, and import financing.

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Your bank on your cell phone

Because you have no time to lose, you can manage your business from the BBVA app and take advantage of all the benefits of online banking.

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Commerce 360

Helpful information for getting to know your market and customers better in order of improve your sales. A business intelligence tool for SMEs and self-employed workers. Service offered by BBVA Data & Analytics, S.L.

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Digital solutions

We offer you tools to plan for your business' needs and to make your day-to-day operations easier.

Enjoy the advantages of the Business Account for your professional activity

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No account maintenance fee

Paying by direct debit in her the payment of your taxes, social insurance products and/or payroll.

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BBVA Negocios Card

No issue or maintenance fee.

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Unlimited transfers with no fees

Via bbva.es, the BBVA App or ATMs.

Discover other digital services designed for your business

SmartPay

Carry your POS terminal on your mobile and don't miss out on a single sale.

SmartPay

Accept payments by card using your smartphone from anywhere and don't miss out on a single sale. Sign up for BBVA SmartPay for just €6/month.

Flat rate POS

Get your POS with a flat rate adapted to your billing needs, starting at €10/month, or at a discount.

Flat rate POS

If up until now a POS was no more than a tool for card payments, the BBVA POS includes advantageous functions for both your business and for your customers:

  • Advances on your monthly turnover.
  • Contactless technology.
  • Foreign Currency Payment service.

Financing

Should I invest in machinery or expand the warehouse? Whatever you choose, choose our financing. 

Financing

Learn more about how you can benefit from the best financing plan for your projects at BBVA.

BBVA Salud Autónomos Insurance

When it comes to medical care, you can put your health in good hands with BBVA salud autónomos insurance.

BBVA Salud Autónomos Insurance

This is a private health care insurance that provides coverage all over Spain with over 40,000 professionals and more than 1,200 Sanitas medical centers available to you.

And also