It's a fee-free account for young people aged 18 to 29, designed for everyday transactions: depositing money, making transfers, paying for physical and online purchases, setting up direct debits and using Bizum.
RISK LEVEL
1/6
Fee-free Young Savers Account
An account for you to come… 2 flights for you to go!
Open your account for €0 and forget about fees. Also, get the Aqua Card to withdraw money without fees and pay anywhere, and the jackpot: two flights for two people within Europe, the United Kingdom or Morocco.
Enter this code when you open your account by 06/19/2026:
In just a few minutes, only for new customers between 18 and 29 years old.
Your flights in three steps
Take off without breaking the bank
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Step 1
Make a purchase with your Aqua Card for €25
For the price of two postcards and a pen. With a purchase of €25 you can use your card and get your flights. -
Step 2
Plan the trip
Choose your destination, select the dates that best suit your plans from the ones available… Then off you go!
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Step 3
Fly with whoever you choose
We don't want you to travel alone, so we've included flights for your favorite person as well, whether they are a BBVA customer or not and regardless of their age. All you have to do is pay the fees and pack your suitcase!
Come now and start flying
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€0 for cash withdrawals
Withdraw cash from ATMs worldwide, with no limits on the number of transactions or the amount. -
€0 for paying in another currency
Pay in foreign currency at no extra cost, from a coffee to a plane ticket. -
In any part of the world.
If your plans know no borders, neither should your card.
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€0 for cash withdrawals
Withdraw cash from ATMs worldwide, with no limits on the number of transactions or the amount. -
€0 for paying in another currency
Pay in foreign currency at no extra cost, from a coffee to a plane ticket. -
In any part of the world.
If your plans know no borders, neither should your card.
Under 30, plus travel without fees abroad
Withdraw money abroad without fees. Even on weekends.
Plus, investing to achieve your goals
- With €0 custody fees and €0.99 per transaction in ETFs and stocks. No monthly transaction limit.
- With our app, you can keep track of your money; you'll have alerts, charts, and a guide to help you learn how to make the most of your savings.
Remember that investing entails risks
Investing entails risks, and could result in the loss of your investment. If you have any questions, before taking out an investment product, talk to a BBVA specialist.
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Maximum speed
Access your card instantly from the app and monitor your spending at a glance. -
Maximum security
No printed numbers and with a dynamic CVV that changes with each purchase. -
You at your best
Customize your card to your liking and use it physically or digitally, both at no cost.
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Maximum speed
Access your card instantly from the app and monitor your spending at a glance. -
Maximum security
No printed numbers and with a dynamic CVV that changes with each purchase. -
You at your best
Customize your card to your liking and use it physically or digitally, both at no cost.
Plus, getting the most out of your account
Forget about issuance and maintenance fees. With everything you need.
See all the details
Documentation for the Young Person's Online Account
Account documentation
It's important that you read and understand the documents we make available to you before opening the Young Person's Fee-Free Online Account, with 0% NIR and 0% APR, calculated assuming a daily positive balance for one year. You can view them here:
- IP Online Account and installment payment service: pre-contractual information document detailing the terms and conditions between BBVA and the account holder.
- FID Online Account: information document about the fees applied for using the main services associated with the payment account.
- You can view a list of the most representative services associated with a payment account.
- IP Aqua Debit Card: document with the pre-contractual information detailing the conditions of the debit card that includes the account.
Authorized overdraft fees
If you have an overdraft on your account, such as when a bill is due and your balance is insufficient, the following fees will apply:
- Annual interest rate for authorized overdraft. 7.25% NIR.
- Fee for authorized overdraft in the account: 4.50% (minimum amount €15).
The APR resulting from the application of borrowing interest and the overdraft fee is legally restricted for "consumers" and cannot be more than 2.5 times higher than the legal interest rate. Any change to the legal interest rate will automatically modify the APR applied to overdrafts.