Plan your savings today. You'll thank yourself.

  • Are you thinking about investing? Do it starting at €30

    Find the investment product that best suits your needs.

  • Or maintain your standard of living when you retire?

    Use our calculator to determine your state pension and ease your concerns.

Get a bonus of up to a €10,000 when you bring your fund or up to 3% when you bring your plan to BBVA

And place your trust in expert-level management:

The Expansión-Allfunds Bank Award.
  • BBVA Asset Management: best Asset Allocation Manager.
  • BBVA Pensions: best Pension Fund Manager.

Pension plans: up to a bonus of 3% gross, with no limit on the amount, in accordance with the tranches and conditions set out in the Application Form. This bonus will be recovered in the event you remain less than 5 years. 

Contributions to Individual Pension Plans can be deducted from the tax base for Personal Income Tax (IRPF) up to the limits established in the tax regulations. This means that the indicated savings will depend upon the contributor's income tax rate and may vary depending upon the Autonomous Community. Promoter and Depository Company: BBVA. Managing entity: BBVA Pensiones S.A. EGFP.

Investment funds: the bonus applies to transfers from investment funds not managed or deposited by the BBVA Group and involves a payment (in cash or shares) of 2% gross for transfers whose destination is any fund from the 'Quality Inversion' range, with a minimum permanence of 30 months, and 1% gross for transfers whose destination is any fund from the 'Mi Objetivo' mixed life cycle range, with a permanence of 18 months. Bonus limit of €10,000 per participant, for the entirety of all transfers made during this period. In the event of non-compliance with the permanence period, the bonus will be recovered as outlined in the Application Form. Deposit-holding entity: BBVA. Managing entity. BBVA Asset Management S.A. SGIIC.

The customer must complete the bonus application form. Promotion valid for net amounts transferred between 10/01/2019 and 01/31/2020 that have not received bonuses under previous campaigns. The bonuses constitute investment income for tax purposes and are subject to income tax withholding. 

Investing in these products carries a risk that depends on the specific characteristics of the products themselves and of the assets they invest in, which means there is a possibility of incurring losses on the invested capital.

Find all the information on bbva.es.