RISK LEVEL
1/6

This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

Bienvenida Empresas Account

I see, I see... an account with no fees or conditions

To get started at BBVA, whether you already have your own business or are thinking of starting one
  • €0 Negocios Debit or Credit Account and Card.
  • €0 for transfers, checks and paychecks.

For new customers with companies with a turnover of less than 5 million € / year or companies which are in the process of being incorporated.

Bienvenida Empresas Account

I see, I see... an account with no fees or conditions

To get started at BBVA, whether you already have your own business or are thinking of starting one

  • €0 Negocios Debit or Credit Account and Card.
  • €0 for transfers, checks and payrolls.
For new customers with companies with a turnover of less than 5 million € / year or companies which are in the process of being incorporated.

And you can also get the following for your business:

What does zero fees mean?

Account

No administration or maintenance fees. 0% NIR 0% APR, calculated assuming a positive daily balance for one year.

Cards

Negocios credit or debit card with no fees, ready for any expenses you have.

Transfers and Payrolls

No fees for online or ATM transfers in euros, Swedish kronor or Romanian leu (RON) in the European Economic Area, Iceland, Liechtenstein or Norway. And for payroll issuance. Transfers made on magnetic media, FMOs (Fund Movement Orders), and same-day-value transfers not included.

Checks

No fees for issuing checks or for settling and trading domestic check deposits in euros.