RISK LEVEL
1/6

This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

POS terminal

Become a customer and get your POS Terminal + POS Terminal Plan free of charge for the first 12 months

  • You can choose the POS terminal that best suits your business: Android POS Terminal, Virtual POS Terminal or Smartpay Mobile POS Terminal.
  • Without paying anything for the first 12 months.
  • And with the Android POS terminal, you can take payment from your customers using Bizum in your physical store.

Become a customer with the fee-free Empresas Bienvenida Account and enjoy all these advantages.

Only for companies with turnover not exceeding 5 million euros per year.
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Discover the advantages of a POS terminal that adapts to your business

  • Maintenance: we solve any problems with your POS terminal within 48 hours.
  • Fixed Rate: based on your store's annual turnover. Now free for the first 12 months.
  • Monitor your sales: to keep track of your collections and manage refunds in real-time from the app.
  • More payment methods for your foreign customers: payments with chip or magnetic stripe, contactless, Alipay and Wechat Pay QR.
  • Financing with Plazox: so your customers can defer their purchases.
  • POS terminal advance: to get liquidity based on your POS terminal activity.
  • You can install apps such as: TAX Free, TicketBAI, Smart Business Lite.

You'll also have all the benefits of the Empresas Bienvenida Account:

  • No account administration or maintenance fees*. 0% NIR 0% APR, assuming a positive daily balance for one year.
  • No debit or credit card administration or maintenance fee.
  • No fee for ordinary transfers** and paychecks issued in euros, Swedish krona or Romanian leu within the European Economic Area ordered from bbva.es, the BBVA app, online business banking or BBVA ATMs.
  • No fees for issuing checks or for settling and trading domestic check deposits in euros.

More than 300,000 companies are already enjoying the advantages of being a BBVA customer

Become a customer and discover the advantages of a bank like BBVA.

With a team close to you who understands and supports you

Our team of advisers will always be available to help resolve any queries you may have about the process, the documentation you need to provide or product applications.

With the opportunity for your company to be part of a greener and more sustainable future

Discover how to make your business a more efficient and environmentally responsible place with sustainable courses of action for SMEs.

Track your business wherever you are

With BBVA Online banking and the business app, we make it easy for you:

  • Make and collect payments quickly and securely.
  • View your positions (cards, accounts, etc.).
  • Bank anytime. From anywhere in the world.

Offer valid for new business customers with turnover not exceeding 5 million euros a year.

Bienvenida Empresas Account:
* Account with no maintenance fee. Account with no administration fee. 0% NIR 0% APR, assuming a positive daily balance for one year.
**Transfers. No fee for ordinary or immediate transfers and paychecks paid in Euros, Swedish Krona or Romanian Leu (RON) within the European Economic Area (members of the European Union in addition to Iceland, Liechtenstein, and Norway) ordered from bbva.es, the BBVA app, online business banking and BBVA ATMs. Transfers using magnetic media, Fund Movement Orders (FMOs) and Value Day transfers not included. Any transfer methods that are not included will be subject to the additional transfer fees and amounts stipulated in the Annex of Fees.

POS Terminal plan promotion valid until December 31, 2025:
With the first 12 months at no cost for new customers who are individuals and legal entities with an annual turnover of less than €5 million/year when signing up any of these modalities: Plan 6, Plan 10, Plan 15, Plan 20 and Plan 30, together with a BBVA POS terminal (Android or a traditional POS terminal or a virtual POS terminal). Plan 6 is only available for the Mobile Payment POS terminal modality. Plan 10 is available for physical and virtual POS terminals. The remaining Plan options are available only for physical POS terminals. It includes the discount on all transactions processed by the POS terminal with Bizum (only virtual POS terminal) and Visa and Mastercard cards (except B2B cards), provided that the annual turnover of the establishment does not exceed the annual limit of the contracted POS Terminal Plan modality. It also includes one terminal's maintenance fee. For the second and subsequent terminals, the fee will be 5 euros a month each if it is active, or 25 euros a month if it is inactive, i.e., if 2 months go by without processing any operations. For transactions with B2B cards and with any card or payment method other than Visa and Mastercard, the corresponding % discount or fixed cost is applied.