RISK LEVEL
1/6

This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

Financing

Become a customer and enjoy financing with special conditions during the first year

Take advantage of this opportunity and grow your business with BBVA. Whatever you do, we have the financing you need.

Become a customer with the Empresas Bienvenida Account and enjoy this promotion.

Only for companies with turnover not exceeding 5 million euros per year.
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Up to €30,000 at Euribor + 0% during the first year, with one of these products:

Credit account

Financing to cover cash flow needs, gaps between collections and payments, purchase stock, etc. Request an annual amount that you can use as needed, without providing proof of expenses and with no fees for cards, ordinary transfers or checks.

Trade discount

Collect bills of exchange, promissory notes and invoices early. Get liquidity to benefit from the full amount of any sales made, and finance working capital quickly and easily, with fast processing and approval.

BBVA business loan (up to a maximum term of 12 months)

Get personalized financing to purchase assets and get working capital for your company, such as specific financing for your production runs.

Financing of imports

A credit limit for purchases abroad that lets you make them without losing liquidity, financing all or part of the payment and choosing the exact maturity date. And do it all directly from your online account with an amount available for the whole year.

Export advances

Your specific credit limit for exports, which you can use to receive all or part of the payment instantly into your account so you don't lose liquidity. Get a credit limit year-round and manage it directly from your online account.

You'll also have all the benefits of the Empresas Bienvenida Account:

  • No account administration or maintenance fees*. 0% NIR 0% APR, assuming a positive daily balance for one year.
  • No debit or credit card administration or maintenance fee.
  • No fee for ordinary transfers** and paychecks issued in euros, Swedish krona or Romanian leu within the European Economic Area ordered from bbva.es, the BBVA app, online business banking or BBVA ATMs.
  • No fees for issuing checks or for settling and trading domestic check deposits in euros.

More than 300,000 companies are already enjoying the advantages of being a BBVA customer

Become a customer and discover the advantages of a bank like BBVA.

With a team close to you who understands and supports you

Our team of advisers will always be available to help resolve any queries you may have about the process, the documentation you need to provide or product applications.

With the opportunity for your company to be part of a greener and more sustainable future

Discover how to make your business a more efficient and environmentally responsible place with sustainable courses of action for SMEs.

Track your business wherever you are

With BBVA Online banking and the business app, we make it easy for you:

  • Make and collect payments quickly and securely.
  • View your positions (cards, accounts, etc.).
  • Bank anytime. From anywhere in the world.

Offer valid until December 31, 2023, for new business customers with a turnover not exceeding 5 million euros a year.

Bienvenida Empresas Account:
*Account with no maintenance fee. Account with no administration fee. 0% NIR 0% APR, assuming a positive daily balance for one year.
** Transfers No fee for ordinary transfers and paychecks paid in Euros, Swedish Krona or Romanian Leu (RON) within the European Economic Area (members of the European Union in addition to Iceland, Liechtenstein, and Norway) ordered from bbva.es, the BBVA App, online business banking and BBVA ATMs. Not including transfers on magnetic media, FMOs (Fund Movement Orders), same-day-value transfers and immediate transfers. Any transfer methods that are not included will be subject to the additional transfer fees and amounts stipulated in the Annex of Fees.

Financing:
Financing subject to prior approval by BBVA. This document does not constitute a binding offer or recommendation by BBVA for the contracting of the products and services described in it, nor does it replace or modify the pre-contractual and contractual documentation corresponding to these products and services. Formalization subject to prior analysis and approval by BBVA. BBVA may require additional securities as a requirement prior to these products being taken out.