Your day-to-day life, simpler with BBVA and SERES
Connect to a new way of banking with your bank through SERES
With BBVA and SERES*, you can integrate your banking processes and transactions into your invoicing platform to manage invoice payments and collections, streamlining your day-to-day operations.
Simply open a fee-free Empresas Bienvenida Account and activate your Click&Pay Credit Limit for free.
Still don't have your Click&Pay Credit Limit?
If you are already a BBVA customer, sign up and request financing for your receivables or payables through SERES.
- No activation fee.
- 100% online, with no paperwork: you can activate Click&Pay from the app or website, without having to sign before a notary.
- Hassle-free liquidity: request up to €50,000 a year, and only pay for every drawdown you make from that amount.
Enjoy the benefits of connecting your Credit Limit with the SERES platform
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Operate directly from your invoicing platform without sending documentation or generating files for the bank
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Simulate every financing transaction you need for your collections and payments to make better business decisions
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Perform all your transactions in a secure BBVA environment
*SOCIEDAD DE EXPLOTACIÓN DE REDES ELECTRÓNICAS Y SERVICIOS, S.A. (hereinafter, "SERES"), with registered office in Madrid, Paseo de las Doce Estrellas, 2, and Tax ID A82045683.
Only for business customers with a turnover of less than 5 million euros per year.
The awarding of the Credit Limit and its drawdowns are subject to prior review and approval by BBVA, which may require additional guarantees. This document does not constitute or modify the pre-contractual and contractual documentation applicable to each product or service.
Empresas Bienvenida Account with no account administration or maintenance fees. 0% NIR 0% APR, calculated assuming a positive daily balance for one year. No fees for standard and immediate transfers and issuance of payrolls in euros, Swedish kronor or Romanian Leu (rum) within the European Economic Area (members of the European Union plus Iceland, Liechtenstein and Norway) ordered from bbva.es, BBVA App, online business banking and standard transfers (unitary) made from BBVA ATMs. Does not include payments made via magnetic media, FMOs (Fund Movement Orders), or same-day-value transfers. No issue or maintenance fee for the Negocios Debit or Credit Card, (per account holder). No fees for issuing payroll or checks or for settling and trading domestic check deposits in euros.