Empresas Account promotion
Financing and collection solutions for your business made easy
If you need financing or a solution to collect payment from your customers, you have two promotions to choose from.
* These two promotions are mutually exclusive, i.e. you can only choose one of them.
You can see it at this link
POS Terminal Plan Promotion* with the first 12 months at no cost for new customers who are legal entities with annual turnover of less than €5 million/year and who sign up for an Android POS terminal (or any other physical POS terminal or a virtual POS terminal) before 12/31/2023. Promotion valid for the Plan 6 (only with TPV Smartpay), Plan 10 (physical or virtual POS terminal), Plan 15 (physical POS terminal only), Plan 20 (physical POS terminal only) and Plan 30 (physical POS terminal only). * (The POS Terminal Plan is a flat-rate fee, with a fixed monthly payment for 12 months, renewable annually. It includes the discount on all transactions processed by the POS terminal with Visa and Mastercard cards (except B2B cards), as well as the free maintenance fee for the terminal). For the second and subsequent terminals, the fee will be €5 a month each if it is active, or €25 a month if it is inactive, i.e. if 2 months go by without processing any transactions. For transactions with B2B cards and with any card or payment method other than Visa and Mastercard, the corresponding % discount or fixed cost is applied.
Terms and conditions of the Euribor + 0% Financing promotion{*}. Financing subject to prior approval by the bank. BBVA may not grant your loan or credit limit. In the case of Import Financing Limits/Export Advance, once your limit has been authorized, BBVA might refuse any of the drawdown requests. Promotion valid until 12/31/2023 for legal entities with annual turnover of less than €5 million/year. Promotion applicable to the following products: Credit Account, Commercial Discount, SEPA Debit Advances, Import Financing Limits, Export Advances and Business Loan (at 12 months maximum). Financing at Euribor + 0% during the first year, for a maximum amount of €30,000, which can be assigned to a single product from those included in the promotion, it may not be distributed between several products. The main financial fees (commitment, study, availability and early cancellation) of each product are excluded from this promotion and will be negotiated individually in each proposal. For example, with reference to quarterly Euribor on 10/09/2023: NIR 3.98%, Variable APR 6.01690% for an amount of €30,000 over 12 months, €2,554.22/month. (Total amount of €30,950.67, commitment fee 1%). For a Credit Account with reference to the 90-day Euribor, for an account opened on 10/10/2023: NIR 3.98%, Variable APR 5.0861%, for an available limit of €30,000 with quarterly settlements and an average credit usage of 50%. Commitment fee 1% and availability fee 0.10%. Products excluded from the promotion: Click&Pay, Taxes loan, Reverse Factoring and Factoring. Before the promotion ends, the corresponding approval study will be carried out on the transactions with credit limit for possible renewal and the economic conditions applicable from the maturity of the first year will be reviewed.