Energy Efficiency Loan

Terms and conditions valid until 06/30/2025. Financing subject to prior approval from BANCO BILBAO VIZCAYA ARGENTARIA, S.A. From 4.80% NIR/4.91% APR with a paycheck of at least €600 or a pension of at least €300 direct deposited with BBVA, to 5.80% NIR/5.96% APR without a paycheck of at least €600 or a pension of at least €300 direct deposited with BBVA. Amount: from €3,000 to €75,000. Term: from 2 years up to 8 years. No commitment fee. Payment of the monthly installment: the last day of each month. Example with a paycheck of at least €600 or a pension of at least €300 direct deposited with BBVA for a loan of €10,000 over 96 months. 4.80% NIR/4.91% APR. Constant monthly payment of €125.65. Commitment fee: €0. Total amount owed €12,062.32. Example without a paycheck of at least €600 or a pension of at least €300 direct deposited with BBVA for a loan of €10,000 over 96 months. 5.80% NIR/5.96% APR. Constant monthly payment of €130.44. Commitment fee: €0. Total amount owed €12,522.52. Total or partial early repayment fee on the repaid amount of 0.50% if the outstanding loan period does not exceed 12 months, or 1% if it exceeds 12 months, and an administrative fee of €11.50. 100% of what you request must be for a purchase or renovation aimed at improving energy efficiency, as outlined in our list of eligible purposes. We will ask for you the proforma invoice.