Online POS Terminal Loan
Apply for your loan and we'll refund the commitment fee
Apply for your Online POS Terminal Loan: credited instantly to your account, paperwork-free and no justification needed. Sign up before 23 January and we will refund the opening fee the following day.*
*Online application only. Access the process with your PC.
*Conditions valid from 01/01/2026 until 23:59 on 23/01/2026 and exclusively for the holder of the communication. The amount will be available until the date specified, and may be modified or deleted earlier if the customer's circumstances change. The application will be subject to BBVA's risk approval.
Promotion Terms and Conditions Refund Opening fee: This promotion will be valid from 01/01/2026 to 03/31/2026 and consists of the refund of an amount equivalent to the Commitment Fee charged, provided that you have not used the product in the last 12 months and that you have an available credit limit. For subsequent provisions, if at least 12 months have not passed since the last provision, this promotion will not apply. The payment will be made within 24 hours of the disbursement.
EXAMPLE: Assuming a €20,000 draw with a customized initial commitment fee of 1.60% (€320), and assuming that the merchant has not processed any daily sales with their POS terminal for 150 days (the maximum term), the loan will be repaid in full at maturity for the total amount of €20,000. The Annual Percentage Rate (APR) of the transaction will be (3.87% APR); (NIR 0%). Calculated based on the actual amount and the terms agreed in the contract, in accordance with Circular 5/2012, of 27 June, of the Bank of Spain.